Madison County property record for 938 Misty Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,400 sqft · built 2004 |
| Lot Size | 0.245 acres (10,664 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Oct 2005) |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-005A-0009 |
| Primary APN | 0073-005A-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Lot Area | 10,664 sqft (0.245 acres) |
| Garage Type | Basement |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 69477 |
|---|---|
| Street Address | 938 MISTY DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUSH BOTTOM ESTS LOT 9 PH 2 |
| Legal Subdivision | BUSH BOTTOM |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11101 |
Source: Madison County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 938 MISTY DR, BEREA, KY 40403-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS GUARANTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2005 · Amount on Record |
| Deed Sale | Oct 20, 2005 · Amount on Record |
| Deed Document Number | 2005355392 |
| Deed Book / Page | 0598 / 51 |
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0014353734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 938 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0014353734 |
| Book / Page | 883 / 672 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202614353734 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0014353738, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202614353738 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 938 MISTY DR, BEREA, KY 40403-1288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 938 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0M2237/505 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | M2237/505 |
| Instrument | 2014148702 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 13, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,838.00 (+4.14%) | $195,000 (+7.14%) | $195,000 (+7.14%) |
| 2023 | $1,765.00 | $182,000 | $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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