938 Larvotto Loop, Laredo, TX 78045 Property Records

Webb County property record for 938 Larvotto Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,400 sqft · built 2019
Lot Size0.114 acres (4,944 sqft)
OwnerIndividual Name on Record
Last Sale$241,300 (Oct 2019)
Tax Bill$1,772 (2025)
Deeds & MortgagesDec 2021 Second Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN969-61001-190

Property Details

APN / Parcel Number

Primary APN969-61001-190
Alternative APN
  • 597491

Interior

Stories2 Stories
Building Area2,400 sqft Living Area
Gross Area2,818 sqft
1st Floor Area1,302 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,944 sqft (0.114 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area140 sqft

Location & Zoning

Street Address938 LARVOTTO LOOP
CityLAREDO
StateTX
Zip78045-6931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONACO, BLOCK 1, LOT 19, PHASE II
Legal SubdivisionMONACO
Legal PhaseII
Legal Block1
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2000
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address938 LARVOTTO LOOP, LAREDO, TX 78045-6931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Oct 4, 2019Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2019 · Amount on Record
Deed SaleOct 4, 2019 · Amount on Record
Deed Document Number20191373689
Deed Book / Page4674 / 863
Prior Transfer DateOct 1, 2019
Prior Transfer Doc004674/863
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address938 LARVOTTO LOOP, LAREDO, TX 78045-6931
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address938 LARVOTTO LOOP, LAREDO, TX 78045-6931

Mortgage

Document Number005177/370
DateDec 22, 2021
Book Page5177/370
Instrument1452561
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term1 Months
DueJan 1, 2022

October 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 4, 2019
Property Address938 LARVOTTO LOOP, LAREDO, TX 78045-6931
Document Number004674/863
Book / Page4674 / 863
Map ReferenceVOL 36 PG 47-48
Instrument DateOct 1, 2019
Instrument1373689
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address938 LARVOTTO LOOP, LAREDO, TX 78045-6931

Mortgage

Document Number0001373690
DateOct 4, 2019
Instrument1373690
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,382 (+8.03%) Land $69,414 Building $308,968$378,382 (-0.51%) Land $69,414 Building $308,968
2025$1,772.00 (-11.27%) Homeowner's exemption$350,270 (+3.59%)$380,337 (+12.48%) Land $69,414 Building $310,923
2024$1,997.00 (+12%)
2023$338,135 Land $56,609 Building $281,526$338,135 Land $56,609 Building $281,526
2022$1,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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