938 Ladson Loop, The Villages, FL 32162 Property Records

Sumter County property record for 938 Ladson Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (May 2021)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`211823D21B004`

Property Details

APN / Parcel Number

Primary APN	`211823D21B004`
Alternative APNs	`D21B004` `1019038`

Interior

Building Area	1,392 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	231 sqft

Location & Zoning

Street Address	938 LADSON LOOP
City	THE VILLAGES
State	FL
Zip	32162-3394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 THE VILLAGES OF SUMTER UNIT NO 84 PB 6 PGS 23-23A
Legal Range	23E
Legal Township	18S
Legal Section	21
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	4
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2013
Census Tract	911203

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 LADSON LOOP, THE VILLAGES, FL 32162-3394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Deed Document Number	202126797
Deed Book / Page	4002 / 543
Prior Transfer Date	Sep 3, 2004
Prior Transfer Doc	0012700432
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 13, 2021
Property Address	938 LADSON LOOP, THE VILLAGES, FL 32162-3394
Document Number	0040020543
Book / Page	4002 / 543
Map Reference	MB 6 PG 23&23-A
Instrument Date	Apr 26, 2021
Instrument	202160026797
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3555 COPPER RIVER AVE SW APT 408, 3555, GRANDVILLE, MI 49418-9804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RED OAK DR, WILLIAMSVILLE, NY 14221-2332

Mortgage

Document Number	4002545
Date	May 13, 2021
Instrument	4002/545

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,052.00 (+0.12%)	$269,730 (-2.97%) Land $36,000 Building $233,730	$269,730 (-2.97%) Land $36,000 Building $233,730
2024	$4,047.00 (+0.67%)
2023	$4,020.00 (+7.17%)	$278,000 (+11.69%) Land $24,000 Building $254,000	$278,000 (+11.69%) Land $24,000 Building $254,000
2022	$3,751.00	$248,900 Land $23,940 Building $224,960	$248,900 Land $23,940 Building $224,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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