938 Highland St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 938 Highland St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,456 sqft · built 1973
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,170 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`R059363`

Property Details

APN / Parcel Number

Primary APN	`R059363`
Alternative APNs	`05-1888-31-1-24-39-0000` `0000006987`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000006987
Street Address	938 HIGHLAND ST
City	HELENA
State	MT
Zip	59601-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CHRIS KENCK ADDN, S31, T10 N, R03 W, BLOCK 2A, LOT 5 - 6, & 1/2 CLOSED ALLEY
Legal Range	03W
Legal Township	10N
Legal Section	31
Legal Subdivision	CHRIS KENCK ADDN
Legal Block	2A
Legal Lot Number	5,6
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3002
Census Tract	1000

Owner

938 Highland St is owned and occupied by two individuals.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	938 HIGHLAND ST, HELENA, MT 59601-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN BANK
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	938 HIGHLAND ST, HELENA, MT 59601-5118
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M60/2707
Date	Nov 19, 2021
Book Page	M60/2707
Instrument	3389956

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	938 HIGHLAND ST, HELENA, MT 59601-5118
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M60/1119
Date	Oct 21, 2021
Book Page	M60/1119
Instrument	3388237

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	938 HIGHLAND ST, HELENA, MT 59601-5118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M52/3617
Date	Jan 13, 2017
Book Page	M52/3617
Instrument	3300640

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	938 HIGHLAND ST, HELENA, MT 59601-5118
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/7772
Date	Mar 9, 2020
Book Page	M56/7772
Instrument	3351613

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 938 Highland St was $3,170.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,170.00	$509,300
2025			$509,300 Land $210,044 Building $299,256
2023	$4,346.00	$398,700	$398,700 Land $168,631 Building $230,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 Highland St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 938 Highland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet, TDS Telecom.

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