Lake County property record for 938 Hemlock St, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,156 sqft · built 1955 |
| Lot Size | 0.199 acres (8,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (May 2002) |
| Tax Bill | $9,374 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2013 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-314-007 |
| Primary APN | 16-29-314-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,408 sqft |
| 1st Floor Area | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,682 sqft (0.199 acres) |
| Lot Dimensions | 140 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 938 HEMLOCK ST |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAVEYS SUB LOT 14 |
| Legal Subdivision | CLAVEYS SUB |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 864801 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1705 OVERLAND TRL, DEERFIELD, IL 60015-1811 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Line of Credit ANNE C KRAMER |
| Jan 8, 2013 | Deed of Trust, Mortgage · Line of Credit ANNE C KRAMER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2002 · Amount on Record |
| Deed Sale | May 1, 2002 · Amount on Record |
| Prior Sale | Jul 31, 1996 · Amount on Record |
| Deed Document Number | 20024915923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 938 HEMLOCK ST, DEERFIELD, IL 60015-2845 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007947152 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 7947152 |
| Name | ANNE C KRAMER |
|---|---|
| Type | Private Party |
| Address | 9729 KEDVALE AVE, SKOKIE, IL 60076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 938 HEMLOCK ST, DEERFIELD, IL 60015-2845 |
| Document Number | 0007457382 |
| Instrument Date | Jan 8, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 938 HEMLOCK ST DEERFIELD IL 600152845, DEERFIELD, IL 60015-2845 |
| Document Number | 0007457382 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 7457382 |
| Name | ANNE C KRAMER |
|---|---|
| Address | 9729 KEDVALE AVE, SKOKIE, IL 60076-1121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 11, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,526 (+9.24%) Land $45,360 Building $61,166 | $319,610 (+9.24%) Land $136,094 Building $183,516 | |
| 2024 | $9,374.00 (-1.62%) | ||
| 2023 | $9,528.00 (+5.87%) | $97,512 (-3.09%) Land $41,522 Building $55,990 | $292,565 (-3.09%) Land $124,578 Building $167,987 |
| 2022 | $9,000.00 | $100,625 Land $44,600 Building $56,025 | $301,905 Land $133,813 Building $168,092 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 27 (1982–2017) |
| Claims Outside the SFHA | 6 of 27 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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