938 Grove St, Shelby, NC 28152 Property Records

Cleveland County property record for 938 Grove St, Shelby, NC 28152

Property Summary

Property Type	Fast Food Restaurant
Details	1,170 sqft · built 2003
Lot Size	0.4 acres (17,278 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Dec 2022)
Tax Bill	$4,721 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20871`

Property Details

APN / Parcel Number

Primary APN	`20871`
Alternative APNs	`1318231` `1352964`

Interior

Plumbing Fixtures	100 Plumbing Fixtures
Stories	1 Story
Building Area	1,170 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	17,278 sqft (0.4 acres)
Canopy	860 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1352964
Street Address	938 GROVE ST
City	SHELBY
State	NC
Zip	28152-6850
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	GB
Legal Description	#45-48PB5-17 BLANTON FRM
Legal Subdivision	BLANTON FARM
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1023
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1655 OAK TREE RD, 360, EDISON, NJ 08820-2866
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENCE BANK
Dec 8, 2022	Special Warranty Deed, Transfer
Oct 1, 2018	Deed of Trust, Mortgage PINNACLE BK
Dec 29, 2017	Special Warranty Deed, Transfer CHARLOTTE METRO FCU
May 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	2022200081605
Deed Book / Page	1888 / 1280
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	938 GROVE ST, SHELBY, NC 28152-6850
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BERNADETTE CIR, MONMOUTH JUNCTION, NJ 08852-2680

Mortgage

Document Number	0019010300
Date	Jun 23, 2023
Book Page	1901/300
Instrument	200088801

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 8, 2022
Property Address	938 GROVE ST, SHELBY, NC 28152-6850
Document Number	0018881280
Book / Page	1888 / 1280
Map Reference	MB 5 PG 17
Instrument Date	Dec 6, 2022
Instrument	200081605
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 3 SHENANDOAH AVENUE, 3, CHARLOTTE, NC 28205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 OAK TREE RD STE 360, 360, EDISON, NJ 08820-2866

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	938 GROVE ST, SHELBY, NC 28152-6850
Document Number	0017771357
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	938 GROVE ST SHELBY NC 281526850, SHELBY, NC 28152-6850

Mortgage

Document Number	0017771357
Date	Oct 4, 2018
Book Page	001777/001357
Instrument	18751

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 29, 2017
Property Address	938 GROVE ST, SHELBY, NC 28152-6850
Document Number	0017581116
Book / Page	1758 / 1116
Instrument Date	Dec 21, 2017
Instrument	2017-008748
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017581119
Date	Dec 29, 2017
Book Page	1758/1119

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Amount	Amount Recorded

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 10, 2017
Property Address	938 GROVE ST, SHELBY, NC 28152-6850
Document Number	0017420721
Book / Page	001742 / 000721
Instrument Date	Apr 12, 2017
Instrument	200
Transaction Type	Foreclosure
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2035 LIMESTONE RD WILMINGTON DE 198085529, WILMINGTON, DE 19808-5529

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,721.00 (-0.48%)	$476,840 (-) Land $229,680 Building $247,160	$476,840 (-) Land $229,680 Building $247,160
2025	$4,744.00	$476,840 (+109.75%) Land $229,680 Building $247,160	$476,840 (+109.75%) Land $229,680 Building $247,160
2023		$227,338 Land $104,400 Building $122,938	$227,338 Land $104,400 Building $122,938

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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