938 Elberta Dr, Fruita, CO 81521 Property Records

Mesa County property record for 938 Elberta Dr, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Sep 2020)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-071-29-002`

Property Details

APN / Parcel Number

Primary APN	`2697-071-29-002`
Alternative APN	`R007159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,837 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	744 sqft
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R007159
Street Address	938 ELBERTA DR
City	FRUITA
State	CO
Zip	81521-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W AND AN UND INT IN OUTLOT A - 0.29AC
Legal Range	002
Legal Township	01N
Legal Section	07
Legal Subdivision	ORCHARD RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 ELBERTA DR, FRUITA, CO 81521-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	20202943165
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	0002386518
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 17, 2020
Property Address	938 ELBERTA DR, FRUITA, CO 81521-8412
Document Number	0002943165
Instrument Date	Sep 15, 2020
Instrument	2943165
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	938 ELBERTA DR, 938, FRUITA, CO 81521-8412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	938 ELBERTA DR, FRUITA, CO 81521-8412

Mortgage

Document Number	0002943166
Date	Sep 17, 2020
Instrument	2943166

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (+7.03%)	$30,150 (+5.31%) Land $8,560 Building $21,590	$482,370 (+12.88%) Land $137,000 Building $345,370
2024	$2,347.00 (+0.51%)	$28,630 (-) Land $5,820 Building $22,810
2023	$2,335.00 (+9.21%)	$28,630 (+11.01%) Land $5,820 Building $22,810	$427,320 (+15.17%) Land $86,820 Building $340,500
2022	$2,138.00	$25,790 Land $4,170 Building $21,620
2021			$371,020 Land $60,000 Building $311,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000