938 E River Rd, Wewahitchka, FL 32465 Property Records

Gulf County property record for 938 E River Rd, Wewahitchka, FL 32465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1980
Lot Size	0.759 acres (33,105 sqft)
Owner	Owner Name on File
Last Sale	$30,000 (Dec 2011)
Tax Bill	$354 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00641-001R`

Property Details

APN / Parcel Number

Primary APN	`00641-001R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,105 sqft (0.759 acres)
Deck Area	80 sqft
Canopy	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	938 E RIVER RD
City	WEWAHITCHKA
State	FL
Zip	32465-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 30 T 4 R 9 .76 AC M/L 2 PARCELS LYING S OF COCHRAN LANDING RD ORB 494/827 FR WELL
Legal Range	09W
Legal Township	04S
Legal Section	30
Legal Subdivision	COCHRAN LANDING
Jurisdiction	GULF FL
Township / Civil Division	WEWAHITCHKA
Census Block Group	2
Census Block	2072
Census Tract	960101

Owner

Source: Gulf County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	938 E RIVER RD, WEWAHITCHKA, FL 32465-4806
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2011 · Amount on Record
Deed Sale	Dec 28, 2011 · Amount on Record
Prior Sale	Aug 4, 2010
Deed Document Number	201123004864
Deed Book / Page	0514 / 0552
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GULF FL
Property Address	938 E RIVER RD, WEWAHITCHKA, FL 32465-4806
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023005834
Date	Aug 12, 2019
Book Page	0672/0706
Instrument	201923005834

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GULF FL
Property Address	938 E RIVER RD, WEWAHITCHKA, FL 32465-4806
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 E RIVER RD, WEWAHITCHKA, FL 32465-4806

Mortgage

Document Number	0023004398
Date	May 27, 2021
Book Page	728/976
Instrument	202123004398

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Gulf County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gulf County
Municipality	Wewahitchka City
Unified School District	Gulf County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$68,621 (+2.9%)	$149,850 (+57.97%) Land $7,980 Building $141,870
2024	$354.00 (-0.28%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$66,687 (+3%)	$94,858 (-2.02%) Land $7,980 Building $86,878
2023	$355.00 (-31.73%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$64,745 (+3%)	$96,812 (+1.15%) Land $7,980 Building $88,832
2022	$520.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$62,859	$95,709 Land $7,372 Building $88,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEWAHITCHKA serves 2,081 people · EPA ID FL1230734
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

May also be available: T-Mobile USA.

Nearby Properties on E River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures