938 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 938 E Garden St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1961
Lot Size	0.237 acres (10,336 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Apr 2026)
Tax Bill	$3,340 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-456-002`

Property Details

APN / Parcel Number

Primary APN	`08-23-456-002`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	10,336 sqft (0.237 acres)
Lot Dimensions	132 ft deep x 78.3 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	0823456002
Street Address	938 E GARDEN ST
City	DEKALB
State	IL
Zip	60115-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFORD S. HUNTS SUB - E 21.7FT OF LOT 2 & ALL LOT 3 BLOCK 1
Legal Subdivision	CLIFFORD S. HUNTS SUB
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1016
Census Tract	1500

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1820 MITCHELL RD, AURORA, IL 60505-9533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	20263311
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 24, 2026
Property Address	938 E GARDEN ST, DEKALB, IL 60115-4256
Document Number	0000003311
Instrument Date	Apr 7, 2026
Instrument	2026.3311
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28,330.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 MITCHELL RD, AURORA, IL 60505-9533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003312,
Date	Apr 24, 2026
Instrument	2026..3312

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,493 (+25.6%) Land $11,701 Building $40,792	$157,479 (+25.6%) Land $35,103 Building $122,376
2024	$3,340.00
2023		$41,795 Land $9,316 Building $32,479	$125,385 Land $27,948 Building $97,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet Holdings, Verizon.

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