938 E 4th St, Loveland, CO 80537 Property Records

Larimer County property record for 938 E 4th St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,308 sqft · built 1952
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2019)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`95134-24-005`

Property Details

APN / Parcel Number

Primary APN	`95134-24-005`
Alternative APN	`R0391557`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391557
Old Parcel Number	9513424005
Street Address	938 E 4TH ST
City	LOVELAND
State	CO
Zip	80537-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & E 18 FT OF LOT 6, BLK 1, ST LOUIS, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SE
Legal Subdivision	ST LOUIS
Legal Block	1
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3014
Census Tract	1710

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit ENT CU
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit ENT CU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit ENT CU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 25, 2018	Warranty Deed, Transfer · Conventional with PMI NATIONWIDE HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	20190022030
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046836
Date	Oct 8, 2025
Instrument	20250046836

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047350
Date	Aug 14, 2019
Instrument	20190047350

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Document Number	0000009437
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 E 4TH ST LOVELAND CO 805375736, LOVELAND, CO 80537-5736

Mortgage

Document Number	0000009437
Date	Jan 26, 2021
Instrument	9437

Lender

Name	ENT CU
Address	COLORADO SPRINGS, CO 80920-6517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2046

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Document Number	0000109592
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 E 4TH ST LOVELAND CO 805375736, LOVELAND, CO 80537-5736

Mortgage

Document Number	0000109592
Date	Dec 28, 2020
Instrument	109592

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 30, 2019
Property Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Document Number	0000022030
Instrument Date	Apr 29, 2019
Instrument	22030
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 E 4TH ST LOVELAND CO 805375736, LOVELAND, CO 80537-5736

Mortgage

Document Number	22031
Date	Apr 30, 2019
Instrument	22031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 25, 2018
Property Address	938 E 4TH ST, LOVELAND, CO 80537-5736
Document Number	0000024068
Instrument Date	Apr 20, 2018
Instrument	24068
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	938 E 4TH ST LOVELAND CO 805375736, LOVELAND, CO 80537-5736

Mortgage

Document Number	24069
Date	Apr 25, 2018
Instrument	24069

Lender

Name	NATIONWIDE HM LNS
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (+12.82%)	$26,544 (-11.03%) Land $1,563 Building $24,981	$424,700 (-4.63%) Land $25,000 Building $399,700
2023	$2,012.00 (+13.8%)	$29,835 (+34.23%) Land $1,675 Building $28,160	$445,300 (+39.24%) Land $25,000 Building $420,300
2022	$1,768.00	$22,227 Land $1,738 Building $20,489	$319,800 Land $25,000 Building $294,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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