Shiawassee County property record for 938 Division St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Dec 2023) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2023 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-652-009-010-00 |
| Primary APN | 050-652-009-010-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 938 DIVISION ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 14 & 15 (EXC N 12' LOT 13) BLK 9 A L WILLIAMS 2ND ADD INCL 12 CLSD ALLEY |
| Legal Subdivision | WILLIAMS 2ND ADD |
| Legal Block | 9 |
| Legal Lot Number | 13-15 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Warranty Deed, Transfer · FHA Mortgage DORT FINANCIAL CU |
| Jul 21, 2023 | Sheriff's Deed, Foreclosure |
| Jul 12, 2021 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP |
| Nov 25, 2019 | Warranty Deed, Transfer AXOS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2023 · Amount on Record |
| Deed Document Number | 20233377499 |
| Deed Book / Page | 1313 / 269 |
| Prior Transfer Date | Jul 12, 2023 |
| Prior Transfer Doc | 0013090036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 28, 2023 |
| Property Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 0013130269 |
| Book / Page | 1313 / 269 |
| Map Reference | LB 1 PG 58 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 3377499 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | NOT AVAILABLE, ELEVATE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Name | Verified Name |
|---|---|
| Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 0003377514 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 3377514 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0013130284 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 1313/284 |
| Instrument | 3377514 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | 9048 HOLLY RD, GRAND BLANC, MI 48439 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 21, 2023 |
| Property Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 0013090036 |
| Book / Page | 1309 / 36 |
| Map Reference | LB 1 PG 58 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 3373184 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3138 E ELWOOD ST, PHOENIX, AZ 85034-7210 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 12, 2021 |
| Property Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 0012840919 |
| Book / Page | 1284 / 919 |
| Map Reference | LB 1 PG 58 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 3348707 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 938 DIVISION ST, 938, OWOSSO, MI 48867-4544 |
| Name | Verified Name |
|---|---|
| Address | 300 EAGLE POND DR, COMMERCE TOWNSHIP, MI 48390-3071 |
| Document Number | 3348708 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 3348708 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 8, 2020 |
| Property Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 0012730780 |
| Book / Page | 1273 / 780 |
| Map Reference | LB 1 PG 58 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 3337464 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EQUITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 938 DIVISION ST, 938, OWOSSO, MI 48867-4544 |
| Name | Verified Name |
|---|---|
| Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 3337465 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 3337465 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Oct 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 25, 2019 |
| Property Address | 938 DIVISION ST, OWOSSO, MI 48867-4544 |
| Document Number | 0012630380 |
| Book / Page | 001263 / 000380 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 3326948 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | RES TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2507 1/2 W HIBBARD RD OWOSSO MI 48867, OWOSSO, MI 48867 |
| Document Number | 12630381 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 001263/000381 |
| Instrument | 3326949 |
| Name | AXOS BK |
|---|---|
| Address | LAS VEGAS, NV 89148 |
| Amount | Amount Recorded |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,800 (+9.21%) | $137,600 (+9.21%) | |
| 2025 | $2,507.00 (+17.64%) Homeowner's exemption | $63,000 (+21.39%) | $126,000 (+21.39%) |
| 2024 | $2,131.00 | ||
| 2023 | $2,131.00 Homeowner's exemption | $51,900 | $103,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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