938 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 938 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,614 sqft · built 2018
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$251,200 (Dec 2018)
Tax Bill	$7,063 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R98377`

Property Details

APN / Parcel Number

Primary APN	`R98377`
Alternative APNs	`S5367-000T-0010-00-0R` `98377`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,614 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,614 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	116 sqft
Patio Area	25 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	938 DECKER DR
City	FATE
State	TX
Zip	75189-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 6F, BLOCK T, LOT 10
Legal Subdivision	WOODCREEK PHASE 6F
Legal Phase	6F
Legal Tract	10
Legal Block	T
Legal Lot Number	10
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1016
Census Tract	40405

Owner

938 Decker Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	938 DECKER DR, FATE, TX 75189-4757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 6, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Dec 19, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Deed Document Number	201822247
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0000022247
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	938 DECKER DR, FATE, TX 75189-4757
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 DECKER DR, FATE, TX 75189-4757

Mortgage

Document Number	0000015275
Date	Jun 7, 2021
Instrument	20210000015275

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	938 DECKER DR, FATE, TX 75189-4757
Document Number	0000015899
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	938 DECKER DR FATE TX 751894757, FATE, TX 75189-4757

Mortgage

Document Number	0000015899
Date	Sep 12, 2019
Instrument	15899

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 19, 2018
Property Address	938 DECKER DR, FATE, TX 75189-4757
Document Number	0000022247
Map Reference	DOC20180000016830
Instrument Date	Dec 18, 2018
Instrument	20180000022247
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 DECKER DR, FATE, TX 75189-4757

Mortgage

Document Number	0000022248
Date	Dec 19, 2018
Instrument	20180000022248

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 938 Decker Dr was $7,063 with a homeowner's exemption, down 10.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,822 (-6.73%) Land $78,400 Building $254,422	$332,822 (-6.73%) Land $78,400 Building $254,422
2025	$7,063.00 (-10.58%) Homeowner's exemption	$356,830 Land $93,100 Building $263,730	$356,830 Land $93,100 Building $263,730
2024	$7,899.00 (-17.02%)
2023	$9,519.00	$381,114 Land $117,600 Building $263,514	$381,114 Land $117,600 Building $263,514
2021	$7,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 Decker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 938 Decker Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

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