Charleston County property record for 938 Cottingham Dr, Mount Pleasant, SC 29464 · Last verified November 2025
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,376 sqft · built 1971 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $938 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 517-04-00-043 |
| Primary APN | 517-04-00-043 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 694 sqft |
| Upper Floors Area | 682 sqft |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,049 sqft (0.069 acres) |
| Lot Dimensions | 140 ft deep x 22 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 92 sqft |
| Shed | 1 Shed |
| Shed Area | 77 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 938 COTTINGHAM DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3502 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 4 BLK L |
| Legal Subdivision | COOPER ESTATES |
| Legal Block | L |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 4607 |
Source: Charleston County records · APN 517-04-00-043
Assessment roll updated September 13, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 938 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3502 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2000 |
| Transfer Doc | 0V356/0076 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 938 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 938 COTTINGHAM DR, MT PLEASANT, SC 29464-3502 |
| Document Number | 0011640521 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 1164/521 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 09, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 938 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0010270183 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1027/183 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 938 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3502 |
| Document Number | 0705/0921 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 938 COTTINGHAM DR MOUNT PLEASANT SC 294643502, MOUNT PLEASANT, SC 29464-3502 |
| Document Number | 0705/0921 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 000705/000921 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2048 |
Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $938.00 (+13.01%) | $7,930 (-) | |
| 2022 | $830.00 | $7,930 | $240,400 (-) Land $59,000 Building $181,400 |
| 2020 | $240,400 Land $59,000 Building $181,400 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 177 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 89 (1982–2025) |
| Claims Outside the SFHA | 36 of 89 |
| Most Recent Claim | Jun 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon, WOW Internet, Cable & Phone. Availability varies by address; speeds are provider-advertised maximums, not measured.
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