938 Cochise Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 938 Cochise Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,549 sqft · built 2021
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$486,001 (Mar 2025)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-35.0-40-001-005.008`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-35.0-40-001-005.008`
Alternative APN	`2507035040001000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Basement Area	1,549 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	228 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507035040001005008
Street Address	938 COCHISE DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 INDIAN HILLS ESTATES P9/285
Legal Range	11W
Legal Township	45N
Legal Section	35
Legal Subdivision	INDIAN HILLS ESTATES
Legal Lot Number	9
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2002
Census Tract	70800

Owner

Source: Callaway County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Aug 26, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE HEADQUATRERS
Apr 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	20251547
Deed Book / Page	519 / 16
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000009430
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Apr 17, 2026
Property Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Document Number	0000002200
Book / Page	526 / 793
Instrument Date	Apr 11, 2026
Instrument	20262200
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997

Mortgage

Document Number	0000002200,
Date	Apr 17, 2026
Book Page	526/793
Instrument	20262200

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/538
Date	Apr 19, 2021
Book Page	246/538
Instrument	202103097

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 26, 2022
Property Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Document Number	000502/362
Book / Page	502 / 362
Instrument Date	Aug 19, 2022
Instrument	202205506
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	MIDWEST TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000502/363
Date	Aug 26, 2022
Book Page	502/363
Instrument	202205507

Lender

Name	MORTGAGE HEADQUATRERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 19, 2021
Property Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Document Number	492/139
Book / Page	492 / 139
Instrument Date	Apr 15, 2021
Instrument	202103096
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	938 COCHISE DR, HOLTS SUMMIT, MO 65043-1997

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 (+13.34%)	$53,248 (+16.21%)	$280,250 (+16.2%)
2024	$2,856.00 (+0.04%)	$45,822 (-)	$241,170 (-)
2023	$2,855.00 (+1.03%)	$45,822 (+1.05%)	$241,170 (+1.05%)
2022	$2,826.00	$45,347 Land $4,750 Building $40,597
2021			$238,670 Land $25,000 Building $213,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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