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938 Cloyd Dairy Loop, Orlando, FL 32825 Property Records

Orange County property record for 938 Cloyd Dairy Loop, Orlando, FL 32825

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,625 sqft · built 1992
Lot Size0.225 acres (9,814 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Sep 1997)
Tax Bill$582 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN32-22-31-9371-00-600

Property Details

APN / Parcel Number

Primary APN32-22-31-9371-00-600
Alternative APNs
  • 312232937100600
  • 618231
  • 624536
  • 629337

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,625 sqft Living Area
Gross Area2,114 sqft
1st Floor Area1,625 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,814 sqft (0.225 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area48 sqft
Patio Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address938 CLOYD DAIRY LOOP
CityORLANDO
StateFL
Zip32825-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionWINDING CREEK UNIT 1 26/62 LOT 60
Legal Range31E
Legal Township22S
Legal Section32
Legal SubdivisionWINDING CREEK UT 1
Legal Tract9371
Legal Lot Number60
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1007
Census Tract16751

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address938 CLOYD DAIRY LOOP, ORLANDO, FL 32825-7303
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG
Jan 26, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 1997 · Amount on Record
Deed SaleSep 12, 1997 · Amount on Record
Deed Book / Page5326 / 285
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address938 CLOYD DAIRY LOOP, ORLANDO, FL 32825-7303
Document Number0000393255
Instrument DateJul 11, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address938 CLOYD DAIRY LOOP ORLANDO FL 328257303, ORLANDO, FL 32825-7303

Mortgage

Document Number0000393255
DateJul 23, 2020
Instrument393255
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address938 CLOYD DAIRY LOOP, ORLANDO, FL 32825-7303
Document Number0000065236
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address938 CLOYD DAIRY LOOP ORLANDO FL 328257303, ORLANDO, FL 32825-7303

Mortgage

Document Number0000065236
DateJan 31, 2019
Instrument65236
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,500 (+187.33%) Land $85,000 Building $263,500$348,500 (+2.97%) Land $85,000 Building $263,500
2025$582.00 (+20.75%) Homeowner's exemption$121,287 (+5.99%)$338,450 (+1.9%) Land $85,000 Building $253,450
2024$482.00 (+5.93%)
2023$455.00 (+10.98%) Homeowner's exemption$114,436 (+3%)$332,139 (+23.88%) Land $85,000 Building $247,139
2022$410.00 Homeowner's exemption$111,103$268,116 Land $80,000 Building $188,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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