938 Cedar Dr, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 938 Cedar Dr, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	2,024 sqft · built 1965
Lot Size	0.607 acres (26,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2022)
Tax Bill	$9,156 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-03907-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`20-03907-0000-00005`
Alternative APN	`200390700005`

Interior

Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Construction Type	Frame
Lot Area	26,458 sqft (0.607 acres)
Lot Dimensions	180 ft deep x 147 ft wide
Garage Type	Attached

Location & Zoning

Street Address	938 CEDAR DR
City	NEWTON
State	NJ
Zip	07860-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	PAULINSKILL LAKE
Legal Block	3907
Legal Lot Number	5
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4001
Census Tract	373900

Owner

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 CEDAR DR, NEWTON, NJ 07860-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Oct 11, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 19, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	202210281020
Deed Book / Page	3652 / 551
Prior Transfer Date	Jan 24, 2013
Prior Transfer Doc	00330800569
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	938 CEDAR DR, NEWTON, NJ 07860-4518
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0102461077
Date	May 12, 2023
Book Page	10246/1077
Instrument	2023008340

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 11, 2022
Property Address	938 CEDAR DR, NEWTON, NJ 07860-4518
Document Number	0036520551
Book / Page	3652 / 551
Instrument Date	Sep 29, 2022
Instrument	20221011010281020
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	CORNERSTONE TITLE AND ESCROW LLC, CORNERSTONE TTL & STLMT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 NEWTON SWARTSWOOD RD, 262, NEWTON, NJ 07860-6344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 CEDAR DR, NEWTON, NJ 07860-4518

Mortgage

Document Number	20221011010281030
Date	Oct 11, 2022
Instrument	20221011010281030

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

February 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 19, 2020
Property Address	938 CEDAR DR, NEWTON, NJ 07860-4518
Document Number	0035490591
Book / Page	3549 / 591
Instrument Date	Feb 4, 2020
Instrument	20200219010039930
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5781 S CEDAR RIDGE RD, 5781, TUCSON, AZ 85747-6038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 NEWTON SWARTSWOOD RD, NEWTON, NJ 07860-6344

Mortgage

Document Number	20200219010039940
Date	Feb 19, 2020
Instrument	20200219010039940

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,800 (-) Land $60,400 Building $182,400	$242,800 (-) Land $60,400 Building $182,400
2025	$9,156.00 (+1.97%)	$242,800 (-) Land $60,400 Building $182,400	$242,800 (-) Land $60,400 Building $182,400
2024	$8,979.00 (+4.65%)
2023		$242,800 Land $60,400 Building $182,400	$242,800 Land $60,400 Building $182,400
2022	$8,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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