938 Boyd Lake Rd, Hamlet, NC 28345 Property Records

Richmond County property record for 938 Boyd Lake Rd, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,077 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,991 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`841200005577`

Property Details

APN / Parcel Number

Primary APN	`841200005577`
Alternative APN	`87774303`

Interior

Full Baths	2 Baths
Building Area	3,077 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Porch
Porch Area	1,276 sqft

Location & Zoning

Account Number	87774303
Street Address	938 BOYD LAKE RD
City	HAMLET
State	NC
Zip	28345-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC & DWELLING
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	1
Census Block	1024
Census Tract	971100

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 FARM LN, HAMLET, NC 28345-8918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 24, 2015
Transfer Doc	1698/195
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	938 BOYD LAKE RD, HAMLET, NC 28345-8144
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001915/241
Date	Jan 24, 2022
Book Page	1915/241
Instrument	267037

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	938 BOYD LAKE RD, HAMLET, NC 28345-8144
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 BOYD LAKE RD, HAMLET, NC 28345-8144

Mortgage

Document Number	001968/290
Date	Jun 7, 2023
Book Page	1968/290
Instrument	274249

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	938 BOYD LAKE RD, HAMLET, NC 28345-8144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1811/012
Date	May 13, 2019
Book Page	1811/012
Instrument	252935

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,991.00 (+1.05%)	$364,459 (-) Land $26,520 Building $337,939	$364,459 (-) Land $26,520 Building $337,939
2025	$2,960.00 (+30.74%)	$364,459 (+53.59%) Land $26,520 Building $337,939	$364,459 (+53.59%) Land $26,520 Building $337,939
2023	$2,264.00	$237,299 Land $16,220 Building $221,079	$237,299 Land $16,220 Building $221,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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