San Luis Obispo County property record for 938 Anchor St, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1961 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $449,000 (Sep 2003) |
| Tax Bill | $9,438 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-163-016 |
| Primary APN | 066-163-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 938 ANCHOR ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO HTS BL 8 LT 27 |
| Legal Subdivision | MORRO HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-163-016
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 21, 2024 | Intrafamily Transfer, Transfer |
| Sep 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| May 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2003 · Amount on Record |
| Deed Sale | Sep 25, 2003 · Amount on Record |
| Prior Sale | Apr 13, 2001 · Amount on Record |
| Deed Document Number | 2003110300 |
| Last Transfer Date | Feb 20, 2024 |
| Transfer Doc | 0000004486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 21, 2024 |
| Property Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Document Number | 0000004486 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024004486 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE ONTARIO |
| Name | Verified Name |
|---|---|
| Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Document Number | 0000047124 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 2020047124 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE ONTARIO |
| Name | Verified Name |
|---|
| Document Number | 0000008368 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020008368 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 938 ANCHOR ST, MORRO BAY, CA 93442-2602 |
| Document Number | 0000030152 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 938 ANCHOR ST MORRO BAY CA 934422602, MORRO BAY, CA 93442-2602 |
| Document Number | 0000030152 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 30152 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $880,551 (+2%) Land $398,802 Building $481,749 | |
| 2025 | $9,438.00 (+3.63%) Homeowner's exemption | $863,286 (+4.04%) Land $390,983 Building $472,303 |
| 2023 | $9,107.00 (+6.71%) Homeowner's exemption | $829,765 Land $375,801 Building $453,964 |
| 2022 | $8,534.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 921 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4010011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures