938 5th St, Florala, AL 36442 Property Records

Covington County property record for 938 5th St, Florala, AL 36442

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,529 sqft · built 1900
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (May 2026)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-32-05-22-1-001-013.002`

Property Details

APN / Parcel Number

Primary APN	`23-32-05-22-1-001-013.002`
Alternative APNs	`32052210010130020` `3205221001013002` `23368430` `23420916`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,529 sqft Living Area
1st Floor Area	2,076 sqft
Upper Floors Area	2,076 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23420916
Street Address	938 5TH ST
City	FLORALA
State	AL
Zip	36442-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/5709 JSD 3/10/2022 LOTS 17 & 18 BLK 18 HUGHES ADD PB 1 PG 1 SEC 22 T6N R21W
Legal Range	21W
Legal Township	06N
Legal Section	22
Legal Subdivision	HUGHES ADD
Legal Block	18
Legal Lot Number	17-18
Jurisdiction	COVINGTON AL
Township / Civil Division	FLORALA
Census Block Group	3
Census Block	3051
Census Tract	963000

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	938 5TH ST, FLORALA, AL 36442-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 7, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 14, 2022	Survivorship Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 2, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Book / Page	2026 / 10651
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	May 13, 2026
Property Address	938 5TH ST, FLORALA, AL 36442-3246
Document Number	2026010651
Book / Page	2026 / 10651
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25,957.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 5TH ST, FLORALA, AL 36442-3246

Mortgage

Document Number	2026010654,
Date	May 13, 2026
Book Page	2026/10654

Lender

Name	UNIVERSITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	938 5TH ST, FLORALA, AL 36442-3246
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 5TH ST, FLORALA, AL 36442-3246

Mortgage

Document Number	2025/18610
Date	Sep 26, 2025
Book Page	2025/18610

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Apr 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	938 5TH ST, FLORALA, AL 36442-3246
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 5TH ST, FLORALA, AL 36442-3246

Mortgage

Document Number	2023/19406
Date	Nov 7, 2023
Book Page	2023/19406

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2053

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COVINGTON AL
Recording Date	Mar 14, 2022
Property Address	938 5TH ST, FLORALA, AL 36442-3246
Document Number	02022/5709
Book / Page	2022 / 5709
Map Reference	MB 1 PG 1
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	938 5TH ST, FLORALA, AL 36442-3246

Mortgage

Document Number	0020225712
Date	Mar 14, 2022
Instrument	2022/5712

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	938 5TH ST, FLORALA, AL 36442-3246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/14335
Date	Aug 15, 2019
Book Page	2019/14335

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jan 2, 2019
Property Address	938 5TH ST, FLORALA, AL 36442-3246
Document Number	2019/00081
Book / Page	2019 / 00081
Map Reference	MB 1 PG 1
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	44 BOGART PL, MERRITT ISLAND, FL 32953-3195

Mortgage

Document Number	0201900084
Date	Jan 2, 2019
Instrument	2019/00084

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Florala Town
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00 (+7.32%) Homeowner's exemption	$62,056 (+116.98%) Land $1,280 Building $60,776	$310,280 (+8.54%) Land $6,400 Building $303,880
2024	$1,011.00 (+11.71%) Homeowner's exemption	$28,600 (+11.2%) Land $640 Building $27,960	$285,880 (+11.15%) Land $6,400 Building $279,480
2023	$905.00 (-27.19%) Homeowner's exemption	$25,720 (-23.48%) Land $640 Building $25,080	$257,200 (+53.04%) Land $6,400 Building $250,800
2022	$1,243.00	$33,612 Land $1,160 Building $32,452	$168,060 Land $5,800 Building $162,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: C Spire Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures