9376 Vandivere Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9376 Vandivere Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1994
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Nov 2021)
Tax Bill	$2,650 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2S-26-0365-00H00-0180`

Property Details

APN / Parcel Number

Primary APN	`23-2S-26-0365-00H00-0180`
Alternative APN	`S26223036500H000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,860 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	18,165 sqft (0.417 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9376 VANDIVERE DR
City	NAVARRE
State	FL
Zip	32566-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BISCAYNE POINTE LOT 18 BLK H AS DES IN OR 4211 PG 1978 & AS DES IN OR 4601 PG 1045
Legal Range	26W
Legal Township	2S
Legal Section	23
Legal Subdivision	BISCAYNE POINTE
Legal Block	H
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1009
Census Tract	10827

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9376 VANDIVERE DR, NAVARRE, FL 32566-2930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · VA Mortgage PACIFIC SUN MORTGAGE
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	202178491
Deed Book / Page	4211 / 1978
Last Transfer Date	Mar 25, 2025
Transfer Doc	0046011045
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 24, 2021
Property Address	9376 VANDIVERE DR, NAVARRE, FL 32566-2930
Document Number	0042111978
Book / Page	4211 / 1978
Map Reference	MB E PG 99
Instrument Date	Nov 22, 2021
Instrument	202178491
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9376 VANDIVERE DR, 9376, NAVARRE, FL 32566-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6529 BIRDHOUSE ST, NORTH LAS VEGAS, NV 89084-2828

Mortgage

Document Number	0042111980
Date	Nov 24, 2021
Instrument	4211/1980

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 29, 2019
Property Address	9376 VANDIVERE DR, NAVARRE, FL 32566-2930
Document Number	0038650225
Book / Page	003865 / 000225
Instrument Date	Aug 16, 2019
Instrument	38597
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9376 VANDIVERE DR NAVARRE FL 325662930, NAVARRE, FL 32566-2930

Mortgage

Document Number	38650227
Date	Aug 29, 2019
Book Page	003865/000227
Instrument	38598

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,020 (+2.9%)	$353,029 (+5.92%) Land $80,000 Building $273,029
2024	$2,650.00 (+2.24%) Homeowner's exemption	$256,579 (+3%)	$333,300 (+0.58%) Land $80,000 Building $253,300
2023	$2,592.00 (+2.69%) Homeowner's exemption	$249,106 (+3%)	$331,380 (+14.44%) Land $80,000 Building $251,380
2022	$2,524.00 Homeowner's exemption	$241,850	$289,562 Land $55,000 Building $234,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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