Oakland County property record for 9374 Boncrest St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1980 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,000 (Jul 2014) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-11-413-013 |
| Primary APN | E-17-11-413-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9374 BONCREST ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 11 MAPLE POINTE BEACH SUB LOTS 20 TO 24 INCL BLK 15 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | MAPLE POINTE BEACH SUB |
| Legal Block | 15 |
| Legal Lot Number | 20-24 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 134400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9374 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2014 · Amount on Record |
| Deed Sale | Jul 9, 2014 · Amount on Record |
| Prior Sale | Aug 10, 2004 · Amount on Record |
| Deed Document Number | 2014129907 |
| Deed Book / Page | 47200 / 207 |
| Prior Transfer Date | Mar 20, 1991 |
| Prior Transfer Doc | 0317950636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9374 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9374 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4208 |
| Document Number | 0000038898 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 55684/475 |
| Instrument | 38898 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9374 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4208 |
| Document Number | 0000033213 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9374 BONCREST ST COMMERCE TOWNSHIP MI 483824208, COMMERCE TOWNSHIP, MI 48382-4208 |
| Document Number | 0000033213 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 053838/000507 |
| Instrument | 33213 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 13, 2025 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (-40.57%) Homeowner's exemption | $103,640 (+19.21%) | $207,280 (+19.21%) |
| 2024 | $2,216.00 (+13.47%) | ||
| 2023 | $86,940 | $173,880 | |
| 2021 | $1,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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