Lake County property record for 937 Timber Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,798 sqft · built 1963 |
| Lot Size | 0.508 acres (22,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $969,000 (Jul 2023) |
| Tax Bill | $16,453 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-202-009 |
| Primary APN | 16-09-202-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 4,190 sqft |
| 1st Floor Area | 1,583 sqft |
| 2nd Floor Area | 1,215 sqft |
| Upper Floors Area | 1,215 sqft |
| Basement Area | 886 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,111 sqft (0.508 acres) |
| Lot Dimensions | 201 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 937 TIMBER LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERT W.KENDLER SUB LOT 51 |
| Legal Subdivision | ROBERT W.KENDLER SUB |
| Legal Lot Number | 51 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 864602 |
937 Timber Ln is owned and occupied by two individuals who bought it in July 2023.
Source: Lake County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Jul 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 19, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | Sep 13, 2005 · Amount on File |
| Deed Document Number | 20237985535 |
| Prior Transfer Date | Nov 16, 1995 |
| Prior Transfer Doc | 0003751248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 22, 2026 |
| Property Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Document Number | 0008196320 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20268196320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Document Number | 0008196320, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20268196320 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Document Number | 0008173655 |
| Instrument Date | May 29, 2026 |
| Instrument | 20268173655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Document Number | 0008173655, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20268173655 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 20, 2023 |
| Property Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Document Number | 0007985535 |
| Map Reference | DOC 1026670 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 7985535 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $969.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Document Number | 0007985536 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 7985536 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.2% |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 937 TIMBER LN, LAKE FOREST, IL 60045-3931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007451981 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 7451981 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298,184 Land $120,944 Building $177,240 | $894,641 Land $362,868 Building $531,773 | |
| 2024 | $16,453.00 (+18.43%) | ||
| 2023 | $13,893.00 (+5.95%) | $243,710 (+0.52%) Land $98,849 Building $144,861 | $731,203 (+0.52%) Land $296,577 Building $434,626 |
| 2022 | $13,113.00 | $242,444 Land $104,086 Building $138,358 | $727,405 Land $312,289 Building $415,116 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 937 Timber Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 937 Timber Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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