937 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 937 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,800 sqft · built 1889
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Sep 2026)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-21-0075`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-21-0075`
Alternative APNs	`8552954` `479132`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	4,125 sqft (0.095 acres)
Lot Dimensions	125 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	479132
Street Address	937 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JOSEPH R. WEIDES 5TH,ADDITION LOT 14 BLK 2
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	JOSEPH R. WEIDES 5TH,ADDITION
Legal Block	2
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4001
Census Tract	32500

Owner

937 Thomas Ave, a duplex, is owned and occupied by an individual who bought it in September 2026.

Source: Ramsey County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	937 THOMAS AVE, SAINT PAUL, MN 55104-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · FHA Mortgage GRANITE BANK
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage CHOICE FINANCIAL GROUP
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Document Number	20265119314
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0000377116
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 1, 2026
Property Address	937 THOMAS AVE, SAINT PAUL, MN 55104-2635
Document Number	0005119314
Instrument Date	Jul 31, 2026
Instrument	20265119314
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,827.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 THOMAS AVE, SAINT PAUL, MN 55104-2635
Investor	Possibly a Property Investor

Mortgage

Document Number	0005119315,
Date	Sep 1, 2026
Instrument	20265119315

Lender

Name	GRANITE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0005119316,
Date	Sep 1, 2026
Instrument	20265119316

Lender

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	937 THOMAS AVE, SAINT PAUL, MN 55104-2635
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04965993
Date	Oct 4, 2022
Instrument	A04965993

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55121

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Sep 29, 2027

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 8, 2017
Property Address	937 THOMAS AVE, SAINT PAUL, MN 55104-2635
Document Number	0004649810
Instrument Date	Feb 28, 2017
Instrument	4649810
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1984 SELBY AVE ST PAUL MN 551045823, ST PAUL, MN 55104-5823

Mortgage

Document Number	4649811
Date	Mar 8, 2017
Instrument	4649811

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54903-3487

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 937 Thomas Ave was $6,194, up 26.5% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,100 (-2.24%) Land $25,000 Building $228,100	$253,100 (-2.24%) Land $25,000 Building $228,100
2025	$6,194.00 (+26.51%)	$258,900 Land $25,000 Building $233,900	$258,900 Land $25,000 Building $233,900
2024	$4,896.00 (+15.04%)
2023	$4,256.00	$170,100 Land $20,000 Building $150,100	$170,100 Land $20,000 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 937 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 937 Thomas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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