St. Charles County property record for 937 Promenade Ct, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,604 sqft · built 2006 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Last Sale | $291,564 (Jun 2006) |
| Tax Bill | $4,578 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T071600014 |
| Primary APN | T071600014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 3,872 sqft |
| 1st Floor Area | 1,744 sqft |
| Basement Area | 1,728 sqft |
| Finished Basement | 860 sqft |
| Unfinished Basement | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 276 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T071600014 |
|---|---|
| Street Address | 937 PROMENADE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7347 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PROVIDENCE #7 LOT 74 |
| Legal Subdivision | PROVIDENCE #7 |
| Legal Lot Number | 74 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311154 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 937 PROMENADE CT, O FALLON, MO 63368-7347 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2006 · Amount on Record |
| Deed Sale | Jun 2, 2006 · Amount on Record |
| Deed Document Number | 2006461030 |
| Deed Book / Page | 4497 / 575 |
| Last Transfer Date | Jun 12, 2014 |
| Transfer Doc | 0062040707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 937 PROMENADE CT, DARDENNE PRAIRIE, MO 63368-7347 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 937 PROMENADE CT, DARDENNE PRAIRIE, MO 63368-7347 |
| Document Number | 2021R030573 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021R-030573 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 937 PROMENADE CT, DARDENNE PRAIRIE, MO 63368-7347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0073080182 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 7308/182 |
| Instrument | 20200601000357540 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Feb 1, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,616 (-) | $397,979 (-) Building $397,979 | |
| 2025 | $4,578.00 (+10.53%) | $75,616 (+13.74%) | $397,979 (+13.74%) Building $397,979 |
| 2024 | $4,142.00 | ||
| 2023 | $66,481 | ||
| 2022 | $349,900 Building $349,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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