937 Pecho St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 937 Pecho St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,213 sqft)
Owner	Company Name on File
Tax Bill	$882 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-163-023`

Property Details

APN / Parcel Number

Primary APN	`066-163-023`

Exterior

Lot Area	5,213 sqft (0.12 acres)

Location & Zoning

Street Address	937 PECHO ST
City	MORRO BAY
State	CA
Zip	93442-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	CY MB MORRO HTS BL 8 LT 8
Legal Subdivision	MORRO HEIGHTS TR
Legal Block	8
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3032
Census Tract	10602

Owner

937 Pecho St is owned by a company that acquired it in November 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	5198 E BEHYMER AVE, CLOVIS, CA 93619-9565
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2020
Transfer Doc	0000069136
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	937 PECHO ST, MORRO BAY, CA 93442-2628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048053
Date	Sep 4, 2020
Instrument	2020048053

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 24, 2020
Property Address	937 PECHO ST, MORRO BAY, CA 93442-2628
Document Number	0000069137
Instrument Date	Nov 10, 2020
Instrument	69137
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5198 E BEHYMER AVE CLOVIS CA 936199565, CLOVIS, CA 93619-9565

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 24, 2020
Property Address	937 PECHO ST, MORRO BAY, CA 93442-2628
Document Number	0000069135
Instrument Date	Nov 3, 2020
Instrument	69135
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	948 MONTALBAN ST SAN LUIS OBISPO CA 934052344, SAN LUIS OBISPO, CA 93405-2344

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 24, 2020
Property Address	937 PECHO ST, MORRO BAY, CA 93442-2628
Document Number	0000069136
Instrument Date	Nov 3, 2020
Instrument	69136
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5198 E BEHYMER AVE CLOVIS CA 936199565, CLOVIS, CA 93619-9565

Tax Assessment & Valuation

The 2025 property tax bill for 937 Pecho St was $882.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$81,681 (+2%) Land $21,479 Building $60,202
2025	$882.00	$80,080 Land $21,058 Building $59,022
2023	$851.00 (+6.64%)	$76,973 Land $20,242 Building $56,731
2022	$798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 937 Pecho St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 937 Pecho St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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