Polk County property record for 937 Ostin Crk, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,116 sqft · built 2005 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Feb 2025) |
| Tax Bill | $2,871 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-476 |
| Primary APN | P55-476 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,116 sqft Finished Area |
| Basement Area | 2,226 sqft |
| Unfinished Basement | 2,226 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32343 |
|---|---|
| Street Address | 937 OSTIN CRK |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #23, LAKE ADGER, 0H20 HIGHLAND FARMS |
| Legal Subdivision | HIGHLAND FARMS |
| Legal Lot Number | 23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 937 OSTIN CRK, MILL SPRING, NC 28756-4797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2025 · Amount on Record |
| Deed Sale | Feb 12, 2025 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Book / Page | 490 / 592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 27, 2021 |
| Property Address | 937 OSTIN CRK, MILL SPRING, NC 28756-4797 |
| Document Number | 459/2015 |
| Book / Page | 459 / 2015 |
| Map Reference | FILE D PG 563 |
| Instrument Date | May 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7605 S 599 E, 7605, MARKLEVILLE, IN 46056 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 937 OSTIN CRK, MILL SPRING, NC 28756-4797 |
| Document Number | 4592020 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 459/2020 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,871.00 | $562,643 (-) Land $33,240 Building $529,403 | $562,643 (-) Land $33,240 Building $529,403 |
| 2025 | $2,871.00 (+0.49%) | $562,643 (+25.95%) Land $33,240 Building $529,403 | $562,643 (+25.95%) Land $33,240 Building $529,403 |
| 2023 | $2,857.00 | $446,733 Land $22,160 Building $424,573 | |
| 2021 | $446,733 Land $22,160 Building $424,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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