937 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 937 N 12th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,948 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2024)
Tax Bill	$1,431 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-7541`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-7541`
Alternative APNs	`13-5317-46-15-7541` `13192975` `192975`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,948 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13192975
Street Address	937 N 12TH ST
City	READING
State	PA
Zip	19604-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2009
Census Tract	700

Owner

937 N 12th St is owned and occupied by an individual who bought it in August 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	937 N 12TH ST, READING, PA 19604-2318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed, Transfer · Stand-Alone First Mortgage PRIME FUNDING GROUP LLC
Nov 1, 2023	Deed, Transfer · Stand-Alone First Mortgage PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Mar 12, 2024 · Amount on File
Deed Document Number	202425431
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000010969
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 12, 2024
Property Address	937 N 12TH ST, READING, PA 19604-2318
Document Number	0000007122
Instrument Date	Mar 8, 2024
Instrument	2024007122
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007123
Date	Mar 12, 2024
Instrument	2024007123

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	14 Months
Due	May 1, 2025

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 1, 2023
Property Address	937 N 12TH ST, READING, PA 19604-2318
Document Number	0000032706
Instrument Date	Oct 23, 2023
Instrument	2023032706
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 N 12TH ST, READING, PA 19604-2318

Mortgage

Document Number	0000032707
Date	Nov 1, 2023
Instrument	2023032707

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 937 N 12th St was $1,431.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,431.00	$50,700 Land $15,000 Building $35,700	$15,000 Land $15,000
2024	$1,342.00 (-39.44%)	$50,700 (-) Land $15,000 Building $35,700
2023	$2,216.00 Homeowner's exemption	$50,700 Land $15,000 Building $35,700
1994			$50,700 Land $15,000 Building $35,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 937 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 937 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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