937 Middle St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 937 Middle St, Chesapeake, VA 23324

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2.5 ba · 1,536 sqft · built 2009
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Feb 2019)
Tax Bill	$995 (2020)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2021 Refinance + 2 more
APN	`1520000000470`

Property Details

APN / Parcel Number

Primary APN	`1520000000470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Total Area
1st Floor Area	672 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Width	30 ft Width
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	937 MIDDLE ST
City	CHESAPEAKE
State	VA
Zip	23324-1139
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R6: RESIDE
Legal Description	77 SOUTH HILL
Legal Subdivision	SOUTH HILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1014
Census Tract	20500

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	937 MIDDLE ST, CHESAPEAKE, VA 23324-1139
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 15, 2019	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 26, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	20193583
Deed Book / Page	9987 / 1437
Prior Transfer Date	Oct 3, 2018
Prior Transfer Doc	09962/1929
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	937 MIDDLE ST, CHESAPEAKE, VA 23324-1139
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010097/750
Date	Jan 2, 2020
Book Page	10097/750
Instrument	200000042

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	937 MIDDLE ST, CHESAPEAKE, VA 23324-1139
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10410/1423
Date	Jul 19, 2021
Book Page	10410/1423
Instrument	210032741

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 15, 2019
Property Address	937 MIDDLE ST, CHESAPEAKE, VA 23324-1139
Document Number	9987/1437
Book / Page	9987 / 1437
Instrument Date	Feb 14, 2019
Instrument	190003583
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	GEM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 MIDDLE ST, CHESAPEAKE, VA 23324-1139

Mortgage

Document Number	190003584
Date	Feb 15, 2019
Instrument	190003584

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 26, 2018
Property Address	937 MIDDLE ST, CHESAPEAKE, VA 23324-1139
Document Number	9962/1929
Book / Page	9962 / 1929
Instrument Date	Oct 3, 2018
Instrument	180028421
Transaction Type	Foreclosure
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2193, POQUOSON, VA 23662-0193
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,300 (+18.48%) Land $105,000 Building $205,300	$310,300 (+18.48%) Land $105,000 Building $205,300
2023		$261,900 Land $80,000 Building $181,900	$261,900 Land $80,000 Building $181,900
2020	$995.00 (-48.66%)
2019	$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	196 units insured incl. 77 condo units
Nearby Flood Claims	47 (1978–2024)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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