937 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 937 Emerson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,724 sqft · built 1978
Lot Size	0.237 acres (10,332 sqft)
Owner	Individual Name on Record
Last Sale	$1,180,000 (May 2026)
Tax Bill	$4,942 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1004-071-24-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-071-24-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,560 sqft
2nd Floor Area	1,164 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,332 sqft (0.237 acres)
Lot Dimensions	123 ft deep x 84 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	720 sqft
Deck Area	Deck Area
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	937 EMERSON ST
City	UPLAND
State	CA
Zip	91784-1297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9073 LOT 13
Legal Subdivision	TRACT NO 9073
Legal Tract	9073
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	937 EMERSON ST, UPLAND, CA 91784-1297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 13, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Sep 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Sep 18, 1998 · Amount on Record
Deed Document Number	2026122343
Prior Transfer Date	Nov 9, 2005
Prior Transfer Doc	0000962751
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	937 EMERSON ST, UPLAND, CA 91784-1297
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 EMERSON ST, UPLAND, CA 91784-1297

Mortgage

Document Number	0000363846
Date	Aug 12, 2021
Instrument	2021-0363846

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	937 EMERSON ST, UPLAND, CA 91784-1297
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 EMERSON ST, UPLAND, CA 91784-1297

Mortgage

Document Number	0000404270
Date	Sep 7, 2021
Instrument	2021-0404270

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 13, 2026
Property Address	937 EMERSON ST, UPLAND, CA 91784-1297
Document Number	0000122343
Instrument Date	Apr 22, 2026
Instrument	2026122343
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,098.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 EMERSON ST, UPLAND, CA 91784-1297

Mortgage

Document Number	0000122344,
Date	May 13, 2026
Instrument	2026122344

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	937 EMERSON ST, UPLAND, CA 91784-1297
Document Number	0000320656
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	937 EMERSON ST UPLAND CA 917841297, UPLAND, CA 91784-1297

Mortgage

Document Number	0000320656
Date	Sep 10, 2019
Instrument	320656

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	937 EMERSON ST, UPLAND, CA 91784-1297
Document Number	0000407097
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 EMERSON ST UPLAND CA 917841297, UPLAND, CA 91784-1297

Mortgage

Document Number	0000407097
Date	Oct 3, 2017
Instrument	407097

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2032

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,344 (+2%) Land $114,338 Building $343,006
2025	$4,942.00 (+4.9%) Homeowner's exemption	$448,376 (+4.04%) Land $112,096 Building $336,280
2023	$4,711.00 (+2.24%) Homeowner's exemption	$430,965 Land $107,743 Building $323,222
2022	$4,608.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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