937 Cardoza Ln, Milpitas, CA 95035 Property Records

Santa Clara County property record for 937 Cardoza Ln, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,166 sqft · built 2013
Lot Size	0.075 acres (3,268 sqft)
Owner	Company Name on Record
Last Sale	$908,000 (Dec 2013)
Tax Bill	$13,545 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`086-70-063`

Property Details

APN / Parcel Number

Primary APN	`086-70-063`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	997 sqft
2nd Floor Area	1,169 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Architectural Style	Other
Construction Type	Wood
Lot Area	3,268 sqft (0.075 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	937 CARDOZA LN
City	MILPITAS
State	CA
Zip	95035-6293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TR 10029 LOT 63
Legal Tract	10029
Legal Lot Number	63
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	504509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	937 CARDOZA LN, MILPITAS, CA 95035-6293
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 4, 2023	Intrafamily Transfer, Transfer
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on Record
Deed Sale	Dec 23, 2013 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	0022478266
Last Transfer Date	Aug 4, 2023
Transfer Doc	0025514397
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	937 CARDOZA LN, MILPITAS, CA 95035-6293
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 CARDOZA LN, MILPITAS, CA 95035-6293

Mortgage

Document Number	0025503414
Date	Jul 20, 2023
Instrument	25503414

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 4, 2023
Property Address	937 CARDOZA LN, MILPITAS, CA 95035-6293
Document Number	0025514397
Map Reference	MB 854 PG 28-33
Instrument Date	May 25, 2023
Instrument	25514397
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	937 CARDOZA LN, MILPITAS, CA 95035-6293

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	937 CARDOZA LN, MILPITAS, CA 95035-6293
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 CARDOZA LN, MILPITAS, CA 95035-6293

Mortgage

Document Number	0024702957
Date	Nov 16, 2020
Instrument	24702957

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	937 CARDOZA LN, MILPITAS, CA 95035-6293
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 CARDOZA LN, MILPITAS, CA 95035-6293

Mortgage

Document Number	0025098681
Date	Sep 14, 2021
Instrument	25098681

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,545.00 (+2.39%) Homeowner's exemption	$1,112,923 (+4.04%) Land $490,338 Building $622,585
2023	$13,229.00 (+0.61%)	$1,069,709 Land $471,299 Building $598,410
2022	$13,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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