9362 Spencer Ct, Lakeside, CA 92040 Property Records

San Diego County property record for 9362 Spencer Ct, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,360 sqft · built 1996
Lot Size0.242 acres (10,555 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Mar 2016)
Tax Bill$9,259 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN394-570-08-00

Property Details

APN / Parcel Number

Primary APN394-570-08-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,360 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,555 sqft (0.242 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address9362 SPENCER CT
CityLAKESIDE
StateCA
Zip92040-4640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 TR 013064
Legal SubdivisionCOUNTY/SAN DIEGO 4954
Legal Tract013064
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16810

Owner

Source: San Diego County records · APN 394-570-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9362 SPENCER CT, LAKESIDE, CA 92040-4640
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2016 · Amount on Record
Deed SaleMar 09, 2016 · Amount on Record
Prior SaleNov 04, 2008 · Amount on Record
Deed Document Number2016104313
Prior Transfer DateMay 24, 2011
Prior Transfer Doc0000270869
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9362 SPENCER CT, LAKESIDE, CA 92040-4640
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000222150
DateMay 01, 2020
Instrument2020-0222150
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9362 SPENCER CT, LAKESIDE, CA 92040-4640
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address9362 SPENCER CT, LAKESIDE, CA 92040-4640

Mortgage

Document Number0000055299
DateJan 25, 2021
Instrument2021-0055299
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$730,511 (+2%) Land $334,077 Building $396,434
2025$9,259.00 (+6.38%) Homeowner's exemption$716,188 (+4.04%) Land $327,527 Building $388,661
2023$8,704.00 (+1.81%) Homeowner's exemption$688,379 Land $314,809 Building $373,570
2022$8,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1980–2026)
Claims Outside the SFHA6 of 9
Most Recent ClaimJan 2026, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA, Wyyerd Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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