936 N Spring St, Sparta, TN 38583 Property Records

White County property record for 936 N Spring St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,666 sqft · built 2024
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (May 2026)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093041 00223`

Property Details

APN / Parcel Number

Primary APN	`093041 00223`
Alternative APN	`041 00223`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	936 N SPRING ST
City	SPARTA
State	TN
Zip	38583-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CUMBERLAND VIEW ESTATES
Legal Lot Number	18
Jurisdiction	WHITE TN
Township / Civil Division	7
Census Block Group	3
Census Block	3004
Census Tract	935300

Owner

Source: White County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	936 N SPRING ST, SPARTA, TN 38583-1130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Nov 25, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 26, 2024	Intrafamily Transfer, Transfer
Apr 8, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Nov 25, 2024 · Amount on Record
Deed Document Number	20262344
Deed Book / Page	602 / 30
Prior Transfer Date	Aug 22, 2024
Prior Transfer Doc	0RB558/790
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 26, 2026
Property Address	936 N SPRING ST, SPARTA, TN 38583-1130
Document Number	0000002344
Book / Page	602 / 30
Instrument Date	May 20, 2026
Instrument	20262344
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164,428.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	936 N SPRING ST, SPARTA, TN 38583-1130
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002345,
Date	May 26, 2026
Instrument	20262345

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Nov 25, 2024
Property Address	936 N SPRING ST, SPARTA, TN 38583-1130
Document Number	0RB564/655
Book / Page	RB564 / 655
Map Reference	MB 2 PG 122
Instrument Date	Nov 25, 2024
Instrument	24004425
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 N SPRING ST, SPARTA, TN 38583-1130
Investor	Possibly a Property Investor

Mortgage

Document Number	0024004426
Date	Nov 25, 2024
Instrument	24004426

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Aug 26, 2024
Property Address	936 N SPRING ST, SPARTA, TN 38583-1130
Document Number	0RB558/790
Book / Page	RB558 / 790
Map Reference	MB 2 PG 122
Instrument Date	Aug 22, 2024
Instrument	24003135
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2363 OLD COOKEVILLE RD, SPARTA, TN 38583-6654

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Apr 8, 2024
Property Address	936 N SPRING ST, SPARTA, TN 38583-1130
Document Number	0RB549/772
Book / Page	RB549 / 772
Map Reference	MB 2 PG 122
Instrument Date	Apr 5, 2024
Instrument	24001200
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5550 CHERRY CREEK RD, SPARTA, TN 38583-5342

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00	$97,925 (+1,765.24%) Land $11,050 Building $86,875	$391,700 (+1,765.24%) Land $44,200 Building $347,500
2023		$5,250 Land $5,250
2020			$21,000 Land $21,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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