936 Claycrest Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 936 Claycrest Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,664 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2020)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860001291`

Property Details

APN / Parcel Number

Primary APN	`A860001291`
Alternative APN	`3-0036-5870-00-0004.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,250 sqft
Basement Area	806 sqft
Finished Basement	608 sqft
Unfinished Basement	198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	217 sqft
Deck Area	Deck Area
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860001291
Street Address	936 CLAYCREST DR
City	SAINT CHARLES
State	MO
Zip	63304-7531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAYBROOK #3 LOT 4
Legal Subdivision	CLAYBROOK #3
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1012
Census Tract	311122

Owner

936 Claycrest Dr is owned and occupied by two individuals who bought it in October 2020.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	936 CLAYCREST DR, SAINT CHARLES, MO 63304-7531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
Oct 14, 2020	Warranty Deed, Transfer US WIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	202077471
Prior Transfer Date	Sep 2, 2011
Prior Transfer Doc	0056351384
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	936 CLAYCREST DR, SAINT CHARLES, MO 63304-7531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070870425
Date	Jun 10, 2019
Book Page	7087/0425
Instrument	20190610000283010

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 3, 2039

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 14, 2020
Property Address	936 CLAYCREST DR, SAINT CHARLES, MO 63304-7531
Document Number	0000077471
Instrument Date	Oct 2, 2020
Instrument	77471
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	936 CLAYCREST DR ST CHARLES MO 633047531, ST CHARLES, MO 63304-7531

Mortgage

Document Number	77472
Date	Oct 14, 2020
Instrument	77472

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 936 Claycrest Dr was $3,769, up 1.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,503 (-)	$334,226 (-) Land $60,000 Building $274,226
2025	$3,769.00 (+1.67%)	$63,503	$334,226 Land $60,000 Building $274,226
2024	$3,707.00
2023		$62,047
2022			$326,562 Land $60,000 Building $266,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 936 Claycrest Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 936 Claycrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wisper ISP.

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