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9358 Pepper Mill Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9358 Pepper Mill Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,860 sqft · built 2021
Lot Size0.185 acres (8,059 sqft)
Owner2 Individual Names on Record
Last Sale$483,625 (Mar 2021)
Tax Bill$21,998 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-358609

Property Details

APN / Parcel Number

Primary APN06-358609
Alternative APN
  • 358609

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,860 sqft Living Area
Gross Area3,280 sqft
1st Floor Area1,464 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,059 sqft (0.185 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number358609
Street Address9358 PEPPER MILL CT
CityWALDORF
StateMD
Zip20603-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 36 SEC 2 = 0.185 WINDSOR MILL SUB
Legal SubdivisionWINDSOR MILL SUB
Legal Block3
Legal Lot Number36
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3006
Census Tract850713

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9358 PEPPER MILL CT, WALDORF, MD 20603-4108
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 30, 2021Deed, Subdivision Related Transfer · VA Mortgage
FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Deed Book / Page11718 / 33
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address9358 PEPPER MILL CT, WALDORF, MD 20603-4108
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0122810095
DateDec 15, 2021
Book Page12281/95
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMar 30, 2021
Property Address9358 PEPPER MILL CT, WALDORF, MD 20603-4108
Document Number0117180033
Book / Page11718 / 33
Map ReferenceMB 61 PG 211-214
Instrument DateMar 19, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023
Title CompanyFIRST EXCEL TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,627.19
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11710 PLAZA AMERICA DR # DR1100, DR1100, RESTON, VA 20190-4742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9358 PEPPER MILL CT, WALDORF, MD 20603-4108

Mortgage

Document Number0001171841
DateMar 30, 2021
Instrument11718/41
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$565,500 (+24.11%)$579,500 (+3.76%) Land $170,100 Building $409,400
2025$21,998.00 (+178.42%)
2023$7,901.00 Homeowner's exemption$455,633$558,500 Land $115,100 Building $443,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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