Sacramento County property record for 9357 Winding Oak Dr, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 1977 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Oct 2021) |
| Tax Bill | $7,806 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-0440-021-0000 |
| Primary APN | 235-0440-021-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9357 WINDING OAK DR |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-4175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A (PD) |
| Legal Description | ROLLINGWOOD 03, LOT 10 |
| Legal Subdivision | ROLLINGWOOD 03 |
| Legal Lot Number | 10 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 8005 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST US COMMUNITY CU |
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST US COMMUNITY CU |
| Oct 19, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2020 | Quit Claim Deed, Transfer BENCHMARK MTG |
| Jul 22, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Apr 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 26, 2019 | Grant Deed, Transfer · Conventional with PMI BENCHMARK MTG |
| Apr 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage AKT AMERICAN CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 20211490 |
| Deed Book / Page | 20211019 / 1490 |
| Prior Transfer Date | Jul 13, 2020 |
| Prior Transfer Doc | 7220000000523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 0000000920 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023021500920 |
| Name | FIRST US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 0000000734 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 202309210734 |
| Name | FIRST US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 2021101901490 |
| Map Reference | MB 101 MAP 14 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021101901490 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 2021101901491 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021101901491 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 20, 2020 |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 2007201044 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2007201044 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9357 WINDING OAK DR FAIR OAKS CA 956284175, FAIR OAKS, CA 95628-4175 |
| Document Number | 2007201045 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2007201045 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 22, 2020 |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 2007220523 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2007220523 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9357 WINDING OAK DR FAIR OAKS CA 956284175, FAIR OAKS, CA 95628-4175 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 27, 2020 |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 2004270008 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2004270008 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9357 WINDING OAK DR FAIR OAKS CA 956284175, FAIR OAKS, CA 95628-4175 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 26, 2019 |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 1911261220 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 1911261220 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9357 WINDING OAK DR FAIR OAKS CA 956284175, FAIR OAKS, CA 95628-4175 |
| Document Number | 1911261221 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 1911261221 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9357 WINDING OAK DR, FAIR OAKS, CA 95628-4175 |
| Document Number | 1804190979 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9357 WINDING OAK DR FAIR OAKS CA 956284175, FAIR OAKS, CA 95628-4175 |
| Document Number | 1804190979 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 1804190979 |
| Name | AKT AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $654,868 (+2%) Land $143,962 Building $510,906 | |
| 2025 | $7,806.00 (+0.76%) | $642,029 (+4.04%) Land $141,140 Building $500,889 |
| 2024 | $7,747.00 (+2.99%) | |
| 2023 | $7,522.00 (+0.37%) | $617,100 Land $135,660 Building $481,440 |
| 2022 | $7,494.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–1998) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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