St. Clair County property record for 9355 Folkert Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,298 sqft · built 2015 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jan 2016) |
| Tax Bill | $5,034 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-293-0003-000 |
| Primary APN | 74-14-293-0003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 25,875 sqft (0.594 acres) |
| Lot Depth | 258 ft Depth |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9355 FOLKERT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 ISABELLA ACRES |
| Legal Subdivision | ISABELLA CRES |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 646000 |
9355 Folkert Rd is owned and occupied by an individual who acquired it in January 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Mar 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Sep 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jan 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 1, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Nov 15, 2017 | Deed of Trust, Mortgage · Conventional with PMI TOWNE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on File |
| Deed Sale | Jan 14, 2016 · Amount on File |
| Deed Document Number | 20161005 |
| Deed Book / Page | 4674 / 227 |
| Last Transfer Date | Jan 14, 2022 |
| Transfer Doc | 0005479713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0005692629 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 5692/629 |
| Instrument | 2024003046 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | 400 E 9 MILE RD, FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051631 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 5163/1 |
| Instrument | 2020006211 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0005417486 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 5417/486 |
| Instrument | 2021025479 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 26, 2022 |
| Property Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0005479713 |
| Book / Page | 5479 / 713 |
| Map Reference | LB 95 PG 14&15 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022002092 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | HBI TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 2022002093 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022002093 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0049170149 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9355 FOLKERT RD CLAY MI 480014332, CLAY, MI 48001-4332 |
| Document Number | 0049170149 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 004917/000149 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9355 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 0049000303 |
| Book / Page | 004900 / 000303 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9355 FOLKERT RD CLAY MI 480014332, CLAY, MI 48001-4332 |
| Document Number | 0049000303 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 004900/000303 |
| Name | TOWNE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2047 |
The 2025 property tax bill for 9355 Folkert Rd was $5,034 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,700 (+6.27%) | $471,400 | |
| 2025 | $5,034.00 (+2.92%) Homeowner's exemption | $221,800 | |
| 2024 | $4,891.00 | $443,600 | |
| 2023 | $184,000 | ||
| 2022 | $4,496.00 | $368,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9355 Folkert Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9355 Folkert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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