9354 Crystal Brook Dr, Apison, TN 37302 Property Records

Hamilton County property record for 9354 Crystal Brook Dr, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,446 sqft · built 2005
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2020)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173A A 094`

Property Details

APN / Parcel Number

Primary APN	`173A A 094`
Alternative APN	`0000153677`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,446 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000153677
Street Address	9354 CRYSTAL BROOK DR
City	APISON
State	TN
Zip	37302-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 94 CRYSTAL BROOK PH 3 PB79 PG29 OUT OF 161-133 FOR 2005
Legal Subdivision	CRYSTAL BROOK PH 3
Legal Phase	3
Legal Lot Number	94
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11203

Owner

9354 Crystal Brook Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9354 CRYSTAL BROOK DR, APISON, TN 37302-7571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit CHATTANOOGA AREA SCHOOLS FCU
Mar 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit CHATTANOOGA AREA SCHOOL FCU
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Dec 19, 2005 · Amount on File
Deed Document Number	2020062500199
Deed Book / Page	12050 / 189
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9354 CRYSTAL BROOK DR, APISON, TN 37302-7571
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000056
Date	Oct 6, 2025
Book Page	14065/550
Instrument	2025100600056

Lender

Name	CHATTANOOGA AREA SCHOOLS FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9354 CRYSTAL BROOK DR, APISON, TN 37302-7571
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000157
Date	Mar 6, 2025
Book Page	13855/1
Instrument	2025030600157

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9354 CRYSTAL BROOK DR, APISON, TN 37302-7571
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000137
Date	Mar 11, 2021
Book Page	12394/235
Instrument	2021031100137

Lender

Name	CHATTANOOGA AREA SCHOOL FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Mar 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 25, 2020
Property Address	9354 CRYSTAL BROOK DR, APISON, TN 37302-7571
Document Number	0625000199
Book / Page	012050 / 000189
Instrument Date	Jun 19, 2020
Instrument	200625000199
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9354 CRYSTAL BROOK DR APISON TN 373027571, APISON, TN 37302-7571

Mortgage

Document Number	625000200
Date	Jun 25, 2020
Book Page	012050/000191
Instrument	200625000200

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9354 Crystal Brook Dr was $2,998, up 33.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (+33.24%)	$197,825 (+96.69%)	$791,300 (+96.69%) Land $70,000 Building $721,300
2024	$2,250.00 (-0.4%)	$100,575 (-)	$402,300 (-) Land $55,000 Building $347,300
2023	$2,259.00	$100,575	$402,300 Land $55,000 Building $347,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9354 Crystal Brook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9354 Crystal Brook Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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