935 Windsor Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 935 Windsor Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,992 sqft · built 1979
Lot Size	2.56 acres (111,601 sqft)
Owner	Individual on Record
Last Sale	$800,000 (Jul 2020)
Tax Bill	$15,580 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`060E1-00-0C-01200`

Property Details

APN / Parcel Number

Primary APN	`060E1-00-0C-01200`
Alternative APN	`22238`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,992 sqft Finished Area
Basement Area	1,232 sqft
Finished Basement	616 sqft
Unfinished Basement	616 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	111,601 sqft (2.56 acres)
Garage Area	576 sqft
Driveway	Paver Driveway
Deck Area	1,023 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	935 WINDSOR RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	FARMINGTON SW C 12
Legal Subdivision	FARMINGTON
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1018
Census Tract	11000

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	935 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Grant Deed, Transfer FIRST HERITAGE MTG
Jan 26, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	20209871
Deed Book / Page	5360 / 58
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 30, 2020
Property Address	935 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5044
Document Number	0000009871
Book / Page	005360 / 000058
Instrument Date	Jul 30, 2020
Instrument	9871
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	935 WINDSOR RD CHARLOTTESVILLE VA 229015044, CHARLOTTESVILLE, VA 22901-5044

Mortgage

Document Number	9872
Date	Jul 30, 2020
Book Page	005360/000062
Instrument	9872

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	935 WINDSOR RD, CHARLOTTESVILLE, VA 22901-5044
Document Number	0000002446
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 WINDSOR RD CHARLOTTESVILLE VA 229015044, CHARLOTTESVILLE, VA 22901-5044

Mortgage

Document Number	0000002446
Date	Feb 28, 2017
Book Page	004881/000344
Instrument	2446

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,580.00 (+9.63%)	$1,742,700 (+9.62%) Land $878,900 Building $863,800	$1,742,700 (+9.62%) Land $878,900 Building $863,800
2025	$14,212.00 (+15.04%)	$1,589,800 (+9.89%) Land $831,600 Building $758,200	$1,589,800 (+9.89%) Land $831,600 Building $758,200
2023	$12,354.00	$1,446,700 Land $756,000 Building $690,700	$1,446,700 Land $756,000 Building $690,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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