935 Willow Oak Loop, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 935 Willow Oak Loop, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,012 sqft · built 2006
Lot Size	0.212 acres (9,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2020)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-0802-000-16600`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-0802-000-16600`
Alternative APNs	`252201080200016600` `3835819`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,227 sqft (0.212 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	148 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3835819
Street Address	935 WILLOW OAK LOOP
City	MINNEOLA
State	FL
Zip	34715-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	HIGHLAND OAKS PHASE III PB 53 PG 75-76 LOT 166 ORB 5469 PG 1521
Legal Range	25E
Legal Township	22S
Legal Section	1
Legal Subdivision	HIGHLAND OAKS PHASE III
Legal Tract	D-E
Legal Block	2
Legal Lot Number	166
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2029
Census Tract	31309

Owner

Source: Lake County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	935 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Sep 24, 2013 · Amount on Record
Deed Document Number	202052784
Deed Book / Page	5469 / 1521
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jul 10, 2026
Property Address	935 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0000084394
Book / Page	6773 / 1519
Instrument Date	Jul 3, 2026
Instrument	202684394
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013

Mortgage

Document Number	0000084394,
Date	Jul 10, 2026
Book Page	6773/1519
Instrument	202684394

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	935 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057190539
Date	May 28, 2021
Book Page	5719/539
Instrument	2021074477

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 12, 2020
Property Address	935 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0054691521
Book / Page	005469 / 001521
Instrument Date	May 8, 2020
Instrument	52784
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	935 WILLOW OAK LOOP MINNEOLA FL 347151013, MINNEOLA, FL 34715-1013

Mortgage

Document Number	54691523
Date	May 12, 2020
Book Page	005469/001523
Instrument	52785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,510 (+2.9%)	$337,808 (-) Land $79,910 Building $257,898
2025	$3,297.00 (+2.14%) Homeowner's exemption	$225,960 (+5.98%) Land $79,910 Building $146,050	$337,808 (+2.46%) Land $79,910 Building $257,898
2024	$3,228.00 (+2.57%)
2023	$3,147.00 (+2.74%) Homeowner's exemption	$213,210 (+3%)	$329,686 (+32.41%) Land $79,910 Building $249,776
2022	$3,063.00 Homeowner's exemption	$207,000	$248,989 Land $43,230 Building $205,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon, Xfinity.

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