Lincoln County property record for 935 Startown Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,182 sqft · built 2020 |
| Lot Size | 8.91 acres (388,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $24,000 (Jul 2002) |
| Tax Bill | $3,550 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-38-7081 |
| Primary APN | 3623-38-7081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 388,512 sqft (8.91 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 278080 |
|---|---|
| Street Address | 935 STARTOWN RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | PT #1 CHARLES A BEATTY & |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 70800 |
935 Startown Rd is owned and occupied by two individuals who acquired it in February 2024.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Apr 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2002 · Amount on File |
| Deed Sale | Jul 22, 2002 · Amount on File |
| Deed Book / Page | 1361 / 349 |
| Last Transfer Date | Feb 21, 2024 |
| Transfer Doc | 0003307497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 27, 2024 |
| Property Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Document Number | 0003307497 |
| Book / Page | 3307 / 497 |
| Map Reference | MB 25 PG 96 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 677455 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5180 ALBRIGHT RD NW APT 105, 105, CONCORD, NC 28027-0056 |
| Name | Verified Name |
|---|---|
| Address | 660 ANDREWS DR, LINCOLNTON, NC 28092-8015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Document Number | 0003163310 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 3163/310 |
| Instrument | 651925 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002933371 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 2933/371 |
| Instrument | 612980 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 8.95% |
| Index | 1-Year CMT |
| Max Rate | 8.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003131431 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 3131/431 |
| Instrument | 646619 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 20, 2020 |
| Property Address | 935 STARTOWN RD, LINCOLNTON, NC 28092-7346 |
| Document Number | 2899982 |
| Book / Page | 002899 / 000982 |
| Instrument Date | Apr 18, 2020 |
| Instrument | 607463 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5180 ALBRIGHT RD NW #105 CONCORD NC 280270056, 105, CONCORD, NC 28027-0056 |
The 2026 property tax bill for 935 Startown Rd was $3,550, up 0.8% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,550.00 (+0.8%) | $560,007 (-) Land $87,016 Building $472,991 | $560,007 (-) Land $87,016 Building $472,991 |
| 2025 | $3,522.00 | $560,007 Land $87,016 Building $472,991 | $560,007 Land $87,016 Building $472,991 |
| 2023 | $3,420.00 | $560,375 Land $87,384 Building $472,991 | $560,375 Land $87,384 Building $472,991 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 935 Startown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 935 Startown Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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