935 Pine St, Ludington, MI 49431 Property Records

Mason County property record for 935 Pine St, Ludington, MI 49431

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,188 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$103,500 (Aug 2022)
Tax Bill	$2,511 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-292-019-40`

Property Details

APN / Parcel Number

Primary APN	`051-292-019-40`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,188 sqft Living Area
1st Floor Area	936 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	935 PINE ST
City	LUDINGTON
State	MI
Zip	49431-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF PEREMARQUETTE SOUTH 89.5 FT OF LOT 20 AND SOUTH 89.5 FT OF E 16 FT OF LOT 19, BLOCK 2.
Legal Subdivision	VILLAGE OF PERE MARQUETTE LUDI
Legal Block	2
Legal Lot Number	19-20
Jurisdiction	MASON MI
Township / Civil Division	LUDINGTON
Census Block Group	4
Census Block	4001
Census Tract	950500

Owner

935 Pine St is owned and occupied by an individual who bought it in August 2022.

Source: Mason County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	935 PINE ST, LUDINGTON, MI 49431-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WEST SHORE BANK
Jun 19, 2018	Quit Claim Deed, Transfer SAFE HARBOR CREDIT UNION
Sep 21, 2017	Intrafamily Transfer, Transfer
Feb 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Jun 1, 1998 · Amount on File
Deed Document Number	20224902
Prior Transfer Date	Jun 14, 2018
Prior Transfer Doc	2018R03405
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON MI
Recording Date	Aug 9, 2022
Property Address	935 PINE ST, LUDINGTON, MI 49431-2418
Document Number	2022R04902
Instrument Date	Jul 29, 2022
Instrument	2022R04902
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5653 W DEWEY RD, LUDINGTON, MI 49431-9599

Mortgage

Document Number	2022R04903
Date	Aug 9, 2022
Instrument	2022R04903

Lender

Name	WEST SHORE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASON MI
Recording Date	Jun 19, 2018
Property Address	935 PINE ST, LUDINGTON, MI 49431-2418
Document Number	2018R03405
Instrument Date	Jun 14, 2018
Instrument	2018R03405
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 PINE ST, LUDINGTON, MI 49431-2418

Mortgage

Document Number	2018R03406
Date	Jun 19, 2018
Instrument	2018R03406

Lender

Name	SAFE HARBOR CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	115 Months
Due	Jan 1, 2028

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON MI
Recording Date	Sep 21, 2017
Property Address	935 PINE ST, LUDINGTON, MI 49431-2418
Document Number	2017R05299
Instrument Date	Sep 21, 2017
Instrument	2017R05299
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 PINE ST, LUDINGTON, MI 49431-2418

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON MI
Recording Date	Feb 7, 2017
Property Address	935 PINE ST, LUDINGTON, MI 49431-2418
Document Number	2017R00629
Instrument Date	Feb 2, 2017
Instrument	2017R00629
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4709 W 6TH ST, 4709, LUDINGTON, MI 49431-9321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 PINE ST, LUDINGTON, MI 49431-2418

Tax Assessment & Valuation

Source: Mason County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
Municipality	Ludington City
Unified School District	Ludington Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,600 (+5.29%)	$147,200 (+5.29%)
2025		$69,900 Land $69,900	$139,800
2024	$2,511.00
2023		$57,600 Land $57,600	$115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 935 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 935 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDINGTON serves 8,184 people · EPA ID MI0003960
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SyncWave Fixed Wireless	200 / 50

May also be available: Frontier, Spectrum, T-Mobile, Verizon.

Nearby Properties on Pine St

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