Clay County property record for 935 Hiawassee River Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,423 sqft · built 2002 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,000 (May 2023) |
| Tax Bill | $1,238 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 552100469773 |
| Primary APN | 552100469773 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,423 sqft Heated Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Account Number | 615122000 |
|---|---|
| Street Address | 935 HIAWASSEE RIVER RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 HIAWASSEE RIVER |
| Legal Subdivision | HIAWASSEE RIVER ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950202 |
935 Hiawassee River Rd is owned and occupied by two individuals who bought it in May 2023.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 935 HIAWASSEE RIVER RD, MURPHY, NC 28906-8045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 1, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Deed Document Number | 2023851 |
| Deed Book / Page | 475 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 935 HIAWASSEE RIVER RD, MURPHY, NC 28906-8045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 935 HIAWASSEE RIVER RD, MURPHY, NC 28906-8045 |
| Document Number | 000B17/272 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | B17/272 |
| Instrument | 2025002288 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | May 1, 2023 |
| Property Address | 935 HIAWASSEE RIVER RD, MURPHY, NC 28906-8045 |
| Document Number | 0000475/44 |
| Book / Page | 475 / 44 |
| Map Reference | CAB 2 SL 732 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023000851 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $546.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 935 HIAWASSEE RIVER RD, MURPHY, NC 28906-8045 |
The 2026 property tax bill for 935 Hiawassee River Rd was $1,238, up 8.8% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,238.00 (+8.79%) | $367,200 (+66.15%) Land $55,000 Building $312,200 | $367,200 (+66.15%) Land $55,000 Building $312,200 |
| 2025 | $1,138.00 | $221,000 Land $55,000 Building $166,000 | $221,000 Land $55,000 Building $166,000 |
| 2023 | $1,069.00 | $221,000 Land $55,000 Building $166,000 | $221,000 Land $55,000 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 935 Hiawassee River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 935 Hiawassee River Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures