935 Emerald Bay, Laguna Beach, CA 92651 Property Records

Orange County property record for 935 Emerald Bay, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,301 sqft · built 1997
Lot Size	0.195 acres (8,500 sqft)
Owner	Company Name on Record
Last Sale	$5,425,000 (Mar 2021)
Tax Bill	$59,675 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-023-09`

Property Details

APN / Parcel Number

Primary APN	`053-023-09`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,301 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	8,500 sqft (0.195 acres)
Garage Area	787 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	935 EMERALD BAY
City	LAGUNA BEACH
State	CA
Zip	92651-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1092 BLK LOT 79
Legal Subdivision	TRACT NO 1092
Legal Tract	1092
Legal Lot Number	79
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2041
Census Tract	62656

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Mar 22, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 30, 2019	Grant Deed, Transfer FIDELITY-SHERMAN OAKS
Oct 23, 2018	Loan Modification, Mortgage · Line of Credit QUANTA FIN LLC
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit QUANTA FIN LLC
Oct 6, 2017	Trustee's Deed, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	2021196219
Prior Transfer Date	Sep 26, 1994
Prior Transfer Doc	0000599178
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260

Mortgage

Document Number	0000728826
Date	Dec 1, 2021
Instrument	2021000728826

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	1-Month LIBOR
Max Rate	8.37%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 22, 2021
Property Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Document Number	0000196219
Map Reference	MB 38 PG 19-23
Instrument Date	Jan 26, 2021
Instrument	2021000196219
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260

Mortgage

Document Number	0000196220
Date	Mar 22, 2021
Instrument	2021000196220

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2031
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	12-Month MTA
Max Rate	6.87%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 30, 2019
Property Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Document Number	0000325585
Instrument Date	Jul 22, 2019
Instrument	325585
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIDELITY-SHERMAN OAKS

Transaction

Amount	Amount Recorded
Tax	$5,390.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	935 EMERALD BAY LAGUNA BEACH CA 926511260, LAGUNA BEACH, CA 92651-1260

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Document Number	0000451175
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	935 EMERALD BAY LAGUNA BEACH CA 926511260, LAGUNA BEACH, CA 92651-1260

Mortgage

Document Number	0000451175
Date	Dec 3, 2018
Instrument	451175

Lender

Name	QUANTA FIN LLC
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Document Number	0000439285
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 517 AGOURA HILLS CA 913760517, AGOURA HILLS, CA 91376-0517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000439285
Date	Oct 17, 2017
Instrument	439285

Lender

Name	QUANTA FIN LLC
Address	4195 E THOUSAND OAKS BLVD # 201, WESTLAKE VILLAGE, CA 91362-3865

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2017
Property Address	935 EMERALD BAY, LAGUNA BEACH, CA 92651-1260
Document Number	0000425555
Instrument Date	Sep 25, 2017
Instrument	425555
Transaction Type	Foreclosure
Record Updated	Oct 16, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Tax	$4,350.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 517 AGOURA HILLS CA 913760517, AGOURA HILLS, CA 91376-0517
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,989,637 (+2%) Land $5,041,846 Building $947,791
2025	$59,675.00 (+4.4%)	$5,872,194 (+4.04%) Land $4,942,987 Building $929,207
2023	$57,159.00 (+1.91%)	$5,644,170 Land $4,751,044 Building $893,126
2022	$56,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOINT REGIONAL WATER SUPPLY SYSTEM serves 0 people · EPA ID CA3010071
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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