935 E 1st St, Earlham, IA 50072 Property Records

Madison County property record for 935 E 1st St, Earlham, IA 50072

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,115 sqft · built 2017
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`850002500017000`

Property Details

APN / Parcel Number

Primary APN	`850002500017000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,115 sqft Living Area
Basement Area	2,115 sqft
Finished Basement	16 sqft
Unfinished Basement	2,099 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Attached
Garage Area	1,057 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	117 sqft
Deck Area	351 sqft
Patio Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	935 E 1ST ST
City	EARLHAM
State	IA
Zip	50072-7739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ARNBURG ESTATES
Legal Range	28W
Legal Township	77N
Legal Section	06
Legal Subdivision	ARNBURG ESTATES
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1010
Census Tract	60101

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	935 E 1ST ST, EARLHAM, IA 50072-7739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Nov 19, 2018	Deed of Trust, Mortgage MIDWEST FAMILY LENDING
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MIDWEST FAMILY LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	935 E 1ST ST, EARLHAM, IA 50072-7739
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3972
Date	Sep 23, 2021
Book Page	2021/3972
Instrument	2021 3972

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Oct 1, 2043

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	935 E 1ST ST, EARLHAM, IA 50072-7739
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003751
Date	Nov 19, 2018
Book Page	0000002018/0000003751
Instrument	000000003751

Lender

Name	MIDWEST FAMILY LENDING

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	935 E 1ST ST, EARLHAM, IA 50072-7739
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2451
Date	Aug 9, 2019
Book Page	2019/2451
Instrument	2451

Lender

Name	MIDWEST FAMILY LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Earlham City
Unified School District	Earlham Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00	$549,900 (+587.38%) Land $80,000 Building $469,900	$549,900 (-0.25%) Land $80,000 Building $469,900
2024	$1,394.00 (-16.23%)
2023		$80,000 Land $80,000	$551,300
2022	$1,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLHAM MUNICIPAL WATERWORKS serves 1,446 people · EPA ID IA6115097
Water Source	Purchased surface water from WARREN WATER DISTRICT
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: BTWI.

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