935 Dawson St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 935 Dawson St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1919
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-14-357-005`

Property Details

APN / Parcel Number

Primary APN	`8913-14-357-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	572 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	935 DAWSON ST
City	WATERLOO
State	IA
Zip	50703-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO GRAND VIEW PLACE LOT 5 BLK 17
Legal Range	13W
Legal Township	89N
Legal Section	14
Legal Subdivision	FIRST ADD TO GRAND VIEW PLACE
Legal Block	17
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1062
Census Tract	1600

Owner

935 Dawson St is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	935 DAWSON ST, WATERLOO, IA 50703-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF WACO
Dec 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 10, 2026
Property Address	935 DAWSON ST, WATERLOO, IA 50703-2141
Document Number	0000012023
Instrument Date	Jun 17, 2026
Instrument	202612023
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 DAWSON ST, WATERLOO, IA 50703-2141

Mortgage

Document Number	0000012023,
Date	Aug 10, 2026
Instrument	202612023

Lender

Name	CITY OF WACO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	935 DAWSON ST, WATERLOO, IA 50703-2141
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400007647
Date	Dec 12, 2023
Instrument	202400007647

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jan 1, 2031

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 12, 2023
Property Address	935 DAWSON ST, WATERLOO, IA 50703-2141
Document Number	202400007645
Instrument Date	Dec 8, 2023
Instrument	202400007645
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	935 DAWSON ST, WATERLOO, IA 50703-2141

Mortgage

Document Number	202400007646
Date	Dec 12, 2023
Instrument	202400007646

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	13.6%

Tax Assessment & Valuation

The 2025 property tax bill for 935 Dawson St was $1,670, up 5.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+5.56%)	$81,860 Land $9,800 Building $72,060	$81,860 Land $9,800 Building $72,060
2024	$1,582.00
2023		$72,910 (+21.6%) Land $9,800 Building $63,110	$72,910 Land $9,800 Building $63,110
2022	$1,122.00 Homeowner's exemption	$59,960 Land $9,800 Building $50,160
2021			$59,960 Land $9,800 Building $50,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 935 Dawson St in Zone X, where a levee reduces flood risk, though there have been 58 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	58 (1983–2016)
Claims Outside the SFHA	17 of 58
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 935 Dawson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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