935 Cobble Dr, Richmond, KY 40475 Property Records

Madison County property record for 935 Cobble Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,171 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Apr 2026)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Nov 2010 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0002-0112`

Property Details

APN / Parcel Number

Primary APN	`0068-0002-0112`
Alternative APNs	`159627` `122117` `85090` `51637`

Interior

Stories	2 Stories
Building Area	2,171 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	51637
Street Address	935 COBBLE DR
City	RICHMOND
State	KY
Zip	40475-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LOT 112
Legal Subdivision	FIELDSTONE
Legal Block	1
Legal Lot Number	112
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10301

Owner

Source: Madison County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	935 COBBLE DR, RICHMOND, KY 40475-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2010	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	202614343293
Deed Book / Page	882 / 77
Record Updated	Sep 20, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	935 COBBLE DR, RICHMOND, KY 40475-8317
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1372/171
Date	Nov 29, 2010
Book Page	M1372/171
Instrument	452882

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.75%
Type Change Date	Dec 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Apr 29, 2026
Property Address	935 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	0014343295
Book / Page	2463 / 180
Instrument Date	Apr 22, 2026
Instrument	202614343295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11239 LAKELAND CIR, FORT MYERS, FL 33913-6924

Mortgage

Document Number	0014343295,
Date	Apr 29, 2026
Book Page	2463/180
Instrument	202614343295

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 29, 2026
Property Address	935 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	0014343293
Book / Page	882 / 77
Instrument Date	Apr 22, 2026
Instrument	2026.14343293
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,239.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 COBBLE DR, RICHMOND, KY 40475-8317

Mortgage

Document Number	0014343295,
Date	Apr 29, 2026
Instrument	2026.14343295

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 14, 2025
Property Address	935 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	00D874/360
Book / Page	D874 / 360
Map Reference	CAB 23 PG 101
Instrument Date	Oct 8, 2025
Instrument	2014291973
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	498 THREE FORKS RD, RICHMOND, KY 40475-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	935 COBBLE DR, RICHMOND, KY 40475-8317

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 (+19.4%)	$239,000 (+21.32%)	$239,000 (+21.32%)
2024	$1,887.00 (-1.2%)	$197,000 (-)	$197,000 (-)
2023	$1,910.00 (-0.31%)	$197,000 (-)	$197,000 (-)
2022	$1,916.00	$197,000	$197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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