935 Bernice Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 935 Bernice Ave, Saint Louis, MO 63122 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1940
Square Footage1,625 sqft Living Area
Lot Size7,000 sqft (0.161 acres)
GarageAttached, 233 sqft
Tax Bill$4,134.00 (2024)

Owner

Source: St. Louis County records · APN 22M-23-0171

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address935 BERNICE AVE, SAINT LOUIS, MO 63122-2808
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Jul 14, 2023Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 10, 2008
Transfer Doc0180780492
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address935 BERNICE AVE, SAINT LOUIS, MO 63122-2808
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 BERNICE AVE, KIRKWOOD, MO 63122-2808

Mortgage

Document Number2023071400087
DateJul 14, 2023
Instrument2023071400087
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term799 Months
DueFeb 01, 2090
Interest
Rate TypeAdjustable Rate
Rate7.7%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2023
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index52-Week T-Bill (1-Year)
Max Rate12.7%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address935 BERNICE AVE, SAINT LOUIS, MO 63122-2808
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 BERNICE AVE, KIRKWOOD, MO 63122-2808

Mortgage

Document Number2023071400086
DateJul 14, 2023
Instrument2023071400086
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term799 Months
DueFeb 01, 2090
Interest
Rate TypeAdjustable Rate
Rate7.7%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2023
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index52-Week T-Bill (1-Year)
Max Rate12.7%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$74,310 (+13%) Land $52,650 Building $21,660$391,100 (+13%) Land $277,100 Building $114,000
2024$4,134.00 (+1.6%)
2023$4,069.00 (+3.64%)$65,760 (+10.3%) Land $37,600 Building $28,160$346,100 (+10.29%) Land $197,900 Building $148,200
2022$3,926.00$59,620 Land $39,520 Building $20,100
2021$313,800 Land $208,000 Building $105,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN22M-23-0171

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,625 sqft Living Area
Gross Area2,069 sqft Gross Area
1st Floor1,625 sqft 1st Floor
Basement Area100 sqft Basement
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod Style
Exterior MaterialBrick Exterior
Foundation TypeNo Foundation Foundation
Lot Area7,000 sqft (0.161 acres)
Depth X Width50 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area233 sqft Garage
Deck Area160 sqft Deck
Patio Area160 sqft Patio
Porch Area201 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address935 BERNICE AVE
CitySAINT LOUIS
StateMO
Zip63122-2808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionADELE PLACE LOT 21
Legal SubdivisionADELE PLACE
Legal Block7
Legal Lot Number21
JurisdictionST LOUIS MO
Minor Civil DivisionBONHOMME
Census Blockgroup5
Census Block5001
Census Tract218500

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