Howard County property record for 9348 Pirates Cv, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,220 sqft · built 1988 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,500 (Sep 2025) |
| Tax Bill | $5,758 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-511260 |
| Primary APN | 06-511260 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,047 sqft (0.047 acres) |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 511260 |
|---|---|
| Street Address | 9348 PIRATES CV |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1623 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSA8 |
| Legal Description | LOT 61 .047 A 9348 PIRATES COVE CARTERS COVE S 1 AR 1 |
| Legal Subdivision | CARTERS COVE SEC 01 |
| Legal Lot Number | 61 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 606708 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9348 PIRATES CV, COLUMBIA, MD 21046-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Sep 12, 2022 · Amount on Record |
| Deed Book / Page | 22898 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 12, 2022 |
| Property Address | 9348 PIRATES CV, COLUMBIA, MD 21046-1623 |
| Document Number | 0217120131 |
| Book / Page | 21712 / 131 |
| Map Reference | PL 7204 |
| Instrument Date | Aug 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | NOT AVAILABLE, RESULTS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9348 PIRATES CV, COLUMBIA, MD 21046-1623 |
| Document Number | 0021712139 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 21712/139 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9348 PIRATES CV, COLUMBIA, MD 21046-1623 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0195370033 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 19537/33 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,758.00 (+16.46%) | $369,433 (+8.18%) | $425,300 (+24.54%) Land $200,000 Building $225,300 |
| 2025 | $4,944.00 (+74.95%) Homeowner's exemption | $341,500 (+21.46%) Land $125,000 Building $216,500 | $341,500 (-) Land $125,000 Building $216,500 |
| 2023 | $281,167 | $341,500 Land $125,000 Building $216,500 | |
| 2022 | $2,826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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