Howard County property record for 9347 Opal Chain, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,928 sqft · built 1975 |
| Lot Size | 0.32 acres (13,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $634,000 (May 2026) |
| Tax Bill | $8,323 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-115002 |
| Primary APN | 16-115002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,929 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 700 sqft |
| Patio Area | 1,043 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 115002 |
|---|---|
| Street Address | 9347 OPAL CHAIN |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 37 13,929 SQ' 9347 OPAL CHAIN HICKORY LIMB S2 A3 |
| Legal Subdivision | COLUMBIA VILLAGE OF OWEN BROWN |
| Legal Lot Number | 37 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 606708 |
9347 Opal Chain is owned by two individuals who bought it in May 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 LAUREL AVE, LAUREL, MD 20707-4320 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Apr 4, 2017 | Grant Deed, Transfer · VA Mortgage MORTGAGE LINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Apr 4, 2017 · Amount on File |
| Deed Book / Page | 23249 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 22, 2026 |
| Property Address | 9347 OPAL CHAIN, COLUMBIA, MD 21045-5211 |
| Document Number | 2324000418 |
| Book / Page | 23249 / 418 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640,340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 324 LAUREL AVE, LAUREL, MD 20707-4320 |
| Document Number | 2324000428, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 23249/428 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 4, 2017 |
| Property Address | 9347 OPAL CHAIN, COLUMBIA, MD 21045-5211 |
| Document Number | 0175190388 |
| Book / Page | 017519 / 000388 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9347 OPAL CHAIN COLUMBIA MD 210455211, COLUMBIA, MD 21045-5211 |
| Document Number | 175190397 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 017519/000397 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2047 |
The 2026 property tax bill for 9347 Opal Chain was $8,323, up 5.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,323.00 (+5.41%) | $534,500 (+5.49%) Land $216,400 Building $318,100 | $534,500 (-) Land $216,400 Building $318,100 |
| 2025 | $7,896.00 (+5.35%) | $506,667 | $534,500 Land $216,400 Building $318,100 |
| 2024 | $7,495.00 | ||
| 2023 | $451,000 Land $196,400 Building $254,600 | $451,000 Land $196,400 Building $254,600 | |
| 2022 | $4,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9347 Opal Chain in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9347 Opal Chain is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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