9345 Rowes Point Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 9345 Rowes Point Rd, Hayes, VA 23072

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,809 sqft · built 2003
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Apr 2020)
Tax Bill	$2,885 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15119`

Property Details

APN / Parcel Number

Primary APN	`15119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,097 sqft (2.78 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Street Address	9345 ROWES POINT RD
City	HAYES
State	VA
Zip	23072-4328
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	C-2
Legal Description	SEVERN PARCEL B
Legal Subdivision	PLAT: PDB153 474
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1011
Census Tract	100500

Owner

9345 Rowes Point Rd, a residential property, is owned and occupied by an individual who bought it in April 2020.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9345 ROWES POINT RD, HAYES, VA 23072-4328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Deed Document Number	20201931
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 27, 2020
Property Address	9345 ROWES POINT RD, HAYES, VA 23072-4328
Document Number	0200001931
Instrument Date	Mar 30, 2020
Instrument	200001931
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9345 ROWES POINT RD, HAYES, VA 23072-4328

Mortgage

Document Number	0200001932
Date	Apr 27, 2020
Instrument	200001932

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9345 Rowes Point Rd was $2,885, up 4.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,885.00 (+4.08%)	$486,440 (+9.48%) Land $208,770 Building $277,670	$486,440 (+9.48%) Land $208,770 Building $277,670
2025	$2,772.00 (+5.24%)	$444,300 (-) Land $191,000 Building $253,300	$444,300 (-) Land $191,000 Building $253,300
2024	$2,634.00	$444,300 (-) Land $191,000 Building $253,300	$444,300 (-) Land $191,000 Building $253,300
2023	$2,634.00 (-18.1%)	$444,300 (+1.54%) Land $191,000 Building $253,300	$444,300 (+1.54%) Land $191,000 Building $253,300
2022	$3,216.00	$437,570 Land $251,700 Building $185,870	$437,570 Land $251,700 Building $185,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9345 Rowes Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9345 Rowes Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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